45 pages 1 hour read

All That Life Can Afford

Fiction | Novel | Adult | Published in 2025

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Chapters 12-19Chapter Summaries & Analyses

Content Warning: This section of the guide includes discussion of illness, substance use, and death.

Chapter 12 Summary

The next day, Faye invites Anna to hang out with her and her friends. At the hotel, Anna is shocked by the decor. She’s even more stunned when she discovers that one of Faye’s friends is on Chelsea Made. When she meets Simon, Theo, and Lucy, Anna is taken by Theo’s good looks. She turns her attention to him when she notices that Callum, who’s joined the group, is treating her coldly. She can’t help but wonder if his altered demeanor has something to do with what she told him about her past.


After the hotel, the friends move on to a yacht party. Anna stands on the dock, overwhelmed and thrilled.

Chapter 13 Summary

Anna returns Liv’s email about her time in Saint-Tropez. She exclaims about her new friends, the parties she’s attended, and all the expensive clothes Faye has lent her.


On Christmas Day, Anna considers calling her father but decides against it. She takes a walk and runs into Faye. The two chat about Theo. Faye insists Theo is interested in her and suggests she borrow one of her dresses for New Year’s so Anna can look her best the next time she sees him.

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