All That Life Can Afford

Emily Everett

45 pages 1-hour read

Emily Everett

All That Life Can Afford

Fiction | Novel | Adult | Published in 2025

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Themes

Content Warning: This section of the guide includes discussion of death.

Self-Reinvention Versus Authenticity

All That Life Can Afford is a coming-of-age story that traces Anna Byrne’s journey of self-discovery while living in London, England. In leaving her home and family behind in Massachusetts, Anna convinces herself that she can escape her past self and become someone new. She chooses London, in part, to immerse herself in the geographical settings of her favorite novels, suggesting a desire to escape into a fantasy rather than engaging with her reality. Her mom’s death and the financial challenges and social alienation she’s faced since middle school have left her with deep-seated grief and trauma that Anna feels unable to face as the novel opens. In contrast to Anna’s reality, the Wilders’ opulent world represents the ultimate fantasy, but Anna quickly discovers that reinventing herself in this new setting will require her to abandon her true self, establishing an inherent tension between self-reinvention and authenticity. 


Across the novel, the tension between self-reinvention and authenticity creates moral, ethical, and philosophical dilemmas for Anna. To become someone new, Anna convinces herself that she must deny her past and don a new, fabricated identity. She is disappointed when she first comes to England and discovers that she’s “not a storybook heroine” after all, but that she’s still herself—meaning, “still broke, still trying to leave behind the secret of [her] own home, tense and worn and working-class” (16). Anna feels ashamed of these aspects of her past because she desires the ease and glamour of upper-class living—the polar opposite of the painful life she’s left behind. The Wilders’ social sphere offers her a throughway into new friend groups who lead the sort of luxurious lives Anna has always dreamed of. Her desire to fit into this world compels her to change her hair, steal Faye’s clothing, omit details about her parents, and hide her true interests and passions, transforming herself into a falsified caricature.


Anna’s time in Saint-Tropez gives her a taste of a new way of life, leaving her desperate to retain this lifestyle at any cost. Everett uses sensory language to emphasize the pull Anna feels to the Wilders’ opulent life: “The gloss of wine and newness over everything. The fireworks wheeling over the water, over us, Theo’s hand on my neck, pulling me in at midnight” (141). Anna’s experiences in Saint-Tropez with Theo, concealing her past and honing her new façade, position the maintenance of her ruse as unsustainable—better suited to a temporary vacation than a real life. Anna herself describes her time in France as “[a] reprieve from the whole length of [her] life, a vacation from [herself] and the person [she’d] always been until those few brightly lit weeks” (141). Before Saint-Tropez, Anna had passions of her own. Instead of celebrating those passions and remaking herself into a stronger, more independent version of herself, she discards her authentic traits and adopts a performance she believes others will value—a performance rooted not in truth, but in artifice.


The rejection and abuse that Anna suffers once her ruse is discovered force her to reckon with the true value of authenticity. After Faye accuses her of fraud at the Billionaires Row party, Anna is forced to reflect on the lies of omission she’s told and grapple with the person she truly wants to be. As a result, she rediscovers her passion for literature and education, and her desire to help others like her. She finds freedom in telling the truth, which helps her recognize the limitations of living a lie. Accepting who she is and what she’s gone through helps her to claim and inhabit a more fully realized sense of self.

The Seductive Power of Wealth

Anna’s entrenchment in the world of the London elite exposes her to the alluring and risky aspects of prioritizing wealth over honesty and authenticity. When Anna starts to spend time with the Wilders and Faye’s sprawl of blue-blooded friends, she feels as if the ritzy fictional worlds of her favorite novels are suddenly within reach. She, Faye, Callum, Theo, Tess, and Lucy spend their days dining at fancy restaurants, spending exorbitant amounts of money, drinking, partying, and never worrying about the future. This lifestyle appeals to Anna because it’s antithetical to her own experience. As she spends time with Faye and her friends, she feels as though “the scene around [her is] like a dreamy magazine spread: these handsome men, these beautiful women, their cashmere sweaters and soft-spun button-down shirts, leaning forward in their chairs, glowing with firelight and wine” (170). Everett emphasizes the pain of Anna’s background—marked by hardship, financial insecurity, her mother’s illness, and the grief over her death. In contrast, the Wilders “looked like they had everything they needed, like they had never wanted, never failed, never lost someone” (171). This direct comparison makes clear that this world of wealth and ease exerts a profound pull on Anna.


Everett’s diction as she describes Anna’s impressions of the Wilders’ life affects an ethereal, fanciful mood. Words like “warming,” “dreamy,” “beautiful,” and “glowing” evoke notions of comfort and escape. The characters drink together and wear expensive clothes, untouched by the concerns of the world beyond their circle of privilege. The scene is so rich and decadent that it reminds Anna of a “magazine spread”—a metaphor that conjures notions of staging or meticulous curation. The luxurious lifestyle of her new friends is seductive to Anna because it offers her an escape from the burdens of reality she’s faced since she was a little girl.


The pain and grief Anna experiences as a result of her mother’s death exacerbate the seductive pull of the constructed façade that allows her to escape her life, even temporarily. As she notes, “even this sort of half-true happiness feels a hundred times better than anything [she’s] had since [her] mom died” (248). By the novel’s climax, Anna discovers that coveting wealth comes with a cost. Anna’s birthday dinner in Lisbon highlights the ethical implications of her new friends’ decadent lifestyle. Although Anna tries to hide her disgust at the expensive meal, she realizes that she’s “going through the motions” to fit in, and “th[ese] motions cost enough to buy dozens of insulin vials. Hundreds, thousands of test strips” (227-28). Anna is embarrassed by her past, but her past has also afforded her an awareness of the economic injustices that define her world. Everett suggests that if Anna ignores these truths just to find acceptance amongst the wealthy and elite, she’s effectively betraying her mother’s memory.


The lessons Anna learns in the latter third of the novel free her from the seductive hold that her friends’ monied life has on her as she realigns her priorities with her ethics, passions, and values. Her dissertation advisor reminds her how important it is to claim her background. Everyone “arrive[s] with their own individual readings of texts,” he asserts, and these readings are “impacted so powerfully by their backgrounds and experiences” (306). Owning her background allows Anna to remember who she is and what she values. Money is alluring to Anna because of how much she and her family have struggled financially. However, she learns that if having money causes her to compromise who she is, then it is not worth the cost.

Power Dynamics in Interpersonal Relationships

Anna’s involvement with Pippa, Faye, Callum, Theo, and Tess conveys the complexities of imbalanced power dynamics in interpersonal relationships. Even before Anna meets the Wilders, she knows what it’s like to spend time in the homes of London’s elite upper class. These palatial settings captivate her and make her feel that she is in a Jane Austen novel. This is why she so eagerly embraces Pippa and Mrs. Wilder’s invitation to Saint-Tropez for the holidays. It feels like a chance to become a part of the Wilders’ world. What Anna fails to realize is that the Wilders will never see her as their equal, no matter how much time she spends with their family or friends. Anna’s lack of awareness in this context is the result of her desperation to belong. She wants Pippa, Faye, Callum, Theo, and Tess to accept her and lets them treat her however they choose. Even when their derogatory comments about the middle and lower classes do bother her, she dismisses her emotions for fear of disrupting her new illusory friendships.


Anna gives her companions power over her because she equates money and status with authority and respect. In contrast, she regards her final insecurity as embarrassing and shameful. She hides the truth of her origins from everyone but Callum. When she tells Callum the truth, he makes her feel vulnerable, exposed, and helpless. To avoid this feeling, she keeps the truth from Callum’s friends, believing that her economic disadvantage will make her new friends belittle or condescend to her.


Anna often compares herself to fictional characters when she’s musing on her new relationships—literary allusions that reinforce the ethical implications of imbalanced interpersonal dynamics. For example, Anna compares herself to George Bernard Shaw’s character Eliza Doolittle to process her relationship with Faye, saying: “she’d liked me best when I was quiet, dazzled: her own Eliza Doolittle from My Fair Lady, dressed up for show” (171). The image of Faye dressing Anna and forcing her to perform for her conveys Faye’s power over Anna. Anna ultimately realizes that seeking Faye’s attention wasn’t earning her acceptance but reinforcing Faye’s social power and sense of control. She recognizes that Faye “was waiting for [her] to recite, haltingly, The rain in Spain stays mainly on the plain?, so she could clap her hands and deliver [her], her novelty poor friend, to whatever bar, boat, or beach club she’d decided on” (171). Anna hopes to subvert this power dynamic with Tess and Theo, failing to recognize that she is already ceding her power to them by denying her authentic self and true past.


When Anna finally owns who she is, she’s better able to foster healthy, balanced relationships. With Callum, Andre, and Liv, for example, Anna rediscovers the importance of establishing reciprocal dynamics with others. Unlike Faye and Theo, for example, Callum, Andre, and Liv see Anna as their equal. Further, they value their differences; their divergent experiences strengthen rather than compromise their bonds.

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