Dear Debbie

Freida McFadden

49 pages • 1-hour read

Freida McFadden

Dear Debbie

Fiction | Novel | Adult | Published in 2026

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Chapters 37-55Chapter Summaries & Analyses

Content Warning: This section contains discussion of graphic violence, sexual assault, sexual harassment, and a reference to death by suicide.

Chapter 37 Summary: “Debbie”

Debbie drives home, confident that she recognizes the smell of the shirt from Harley’s apartment. She calls Cooper and considers asking him about the shirt, but doesn’t want to make him lie to her since she knows that he is already lying to her about turning off his location on Findly. Debbie asks Cooper about Ken, knowing that he will not return to the office on Monday.

Chapter 38 Summary: “Harley”

Harley approaches Cooper at the gym, making him visibly nervous. She insists that she needs to talk to him. He tells her he cannot see her that night, but agrees to come over for dinner the following night. The gym’s receptionist, Cindy, notices the conversation and reminds Harley that Cooper is married. Harley decides to engineer a way for Debbie to discover the affair.

Chapter 39 Summary

Harley arrives home to find Lisette Inghram, the sister of her last married boyfriend, Edgar, waiting for her. Lisette reveals that Edgar tried to die by suicide after Harley convinced him to leave his wife and then dumped him. Lisette begs Harley to visit Edgar in the nearby hospital, where he is recovering. Harley insists that she is not responsible for Edgar, and then pepper-sprays Lisette.

Chapter 40 Summary: “From Dear Debbie Drafts File”

A letter writer complains that her husband constantly insults her cooking skills, despite the fact that she and her children think the food she cooks is delicious. Debbie suggests that the woman cook with her husband to discover his likes. If that doesn’t work, she suggests poisoning the husband’s food with antifreeze.

Chapter 41 Summary: “Cooper”

Izzy and Lexi announce that Coach Pike was fired for installing cameras in the girls’ locker room. Although no footage was recorded, the app to monitor the cameras was found on his phone. Cooper is shocked to learn that Izzy was kicked off the soccer team and feels disconnected from his family. He grows suspicious of Debbie, and secretly confirms that she was at Coach Pike’s address the night before.

Chapter 42 Summary: “Debbie”

Debbie grows increasingly suspicious of Cooper as he hides phone calls from her. Lexi reveals that Zane has intimate photos of her and is threatening to post them online unless she has sex with him. Debbie promises to handle the situation without going to the principal. The conversation about sexual exploitation evokes painful memories of her own sexual assault in college.

Chapter 43 Summary

Debbie recalls how she was raped in her sophomore year of college. Although Debbie rarely went out, she agreed to accompany a friend to a fraternity party. Her drink was spiked by an older student named Hutch, who raped her upstairs during the party.


As a result of the trauma, Debbie dropped out of college. She never told Cooper, fearing he wouldn’t respect her. Debbie vows to stop Zane from hurting Lexi the way she was hurt.

Chapter 44 Summary

Debbie sneaks out at night, anxious about the fact that she was not able to drug Cooper beforehand. She sneaks into Lexi’s room and uses her password to unlock her phone and message Zane to arrange a meeting in a remote park. She considers looking for the photos that Lexi sent Zane, but decides against it.

Chapter 45 Summary

Debbie spikes a beer with opium and leaves it on a bench in the park for Zane to find. He drinks it immediately and falls asleep soon after. Debbie deletes the photos of Lexi from his phone, then sends evidence of previous attempts to extort girls with revenge porn to the police and school officials. The contents of Zane’s phone make Debbie feel violent, but she is confident that her revenge will be more fulfilling.

Chapter 46 Summary

Cooper is waiting for Debbie when she arrives home. He demands to know where she has been and indicates that he has been tracking her. Debbie counters by asking where he went two nights earlier. She is heartbroken to realize that they are both lying to each other, and wishes she could tell him the truth. Debbie goes to bed without saying goodnight, and Cooper spends the night downstairs alone.

Chapter 47 Summary: “From Dear Debbie Drafts File”

A letter writer fears that her husband is having an affair, and asks for advice on discovering the truth. Debbie agrees that her husband is likely cheating, and suggests checking for a secret phone and email account. She suggests that the writer hire a lawyer or a hitman if she confirms her husband is cheating.

Chapter 48 Summary: “Debbie”

Debbie wakes Cooper early the next morning so their daughters don’t discover him sleeping alone. They do not speak.


Zane arrives in a violent mood, but is interrupted by Debbie, who describes in threatening detail the violence faced by sex offenders in prison. Zane seems frightened and says he won’t drive Lexi to school anymore. Debbie feels satisfied that she has solved Lexi’s problem.

Chapter 49 Summary: “Cooper”

Cooper decides to confess everything to Debbie in the hopes of closing the gap between them. At work, he learns that a large amount of money is missing from the firm’s account. Cooper’s boss, Ken Bryant, is still absent, and his secretary assumes that he took the money, but cannot confirm it. Cooper worries that Debbie is somehow involved, although he does not know why.

Chapter 50 Summary: “Debbie”

Debbie fantasizes about developing an app designed to help women punish their husbands. She receives a phone call from Izzy, who reveals that a drunk senior crashed his car into the school, sending it into lockdown. After confirming that Lexi is also safe, Debbie rushes to the school to pick up her daughters. She wonders if Zane is responsible for the crash, but dismisses the idea.

Chapter 51 Summary

At the school, Debbie learns that Zane was the one who crashed his car into the school. Izzy believes he panicked after being called into the principal’s office and tried to flee. Debbie assumes that he got drunk that morning after realizing he was in serious trouble. Lexi is devastated, confusing Debbie, who tells her that her problems are all solved now. Lexi insists that Zane getting hurt is not a solution to her problem. Privately, Debbie rejects responsibility for Zane’s condition.

Chapter 52 Summary

Lexi refuses to speak to Debbie for the rest of the afternoon. Debbie decides to leave the house for an errand and asks Izzy to keep an eye on her sister. She reflects that Izzy did not cry when Debbie solved her problem by having Coach Pike fired, and wishes Lexi could be more like her. Before leaving, she tries again to speak to Lexi. Lexi tells her not to kill anyone while she is out. Debbie assumes she is joking.

Chapter 53 Summary

Debbie drives from her home to the campus of the Massachusetts Institute of Technology in Cambridge. The memory of the night she was raped has become so overwhelming that she decides to burn down the fraternity house. She gains access to the house by pretending to be a reporter writing a story about fraternities at MIT.

Chapter 54 Summary: “Cooper”

Cooper spends the day avoiding the suspicious gaze of Ken Bryant’s secretary. In the afternoon, he receives a call from Lexi, who explains that she and Izzy are suspicious that their mother has become a vigilante. They reveal that they found a suspicious document on Debbie’s computer. Cooper insists that everything is fine, but agrees to come home. Privately, he wonders if they are right.

Chapter 55 Summary

Lexi and Izzy show Cooper dozens of draft replies to Dear Debbie letters in which Debbie suggests the reader kill her husband. They try to call Debbie, but she does not answer.


The girls show Cooper how to search for places Debbie has been in recent days using Findly. One of the locations shocks and frightens him, and he places another call. Frantic, he lies to his daughters and leaves the house.

Chapters 37-55 Analysis

The final chapters of this section of Dear Debbie represent the climax of the novel, as Debbie loses control of her emotions and her circumstances due to The Lasting Effects of Traumatic Events. The knowledge that Zane is sexually extorting Lexi triggers a traumatic response in Debbie, who reveals that she was sexually assaulted in college. The memory of the rape becomes “an obsession” (234) that causes Debbie to feel like “[she’s] losing [her] mind” (234) and that she will “never feel at peace” (234) again. At the same time, Debbie’s daughters and husband come together to explicitly suggest that she is “getting vigilante justice on everybody in her life who has wronged her or her family” (241). The loss of Debbie’s simple housewife façade indicates that she has lost control of her circumstances. In addition, the fact that Debbie is unaware that her family is on to her indicates that she is no longer fully successful in covering her tracks and is becoming more careless in hiding what she is doing.


Debbie’s attack on Zane is a traumatic repetition of her own assault. Although Debbie cannot recall all the details of the night she was raped, she is certain that a man named Hutch “dropped something in my drink […] to make sure I wouldn’t be able to fight him off” (198). Debbie is so traumatized by being drugged and raped that she leaves college soon after. Years later, Zane’s sexual exploitation of her daughter triggers the memory of her rape so powerfully that Debbie repeats the circumstances, drugging Zane’s beer with opium to knock him unconscious.


Debbie explicitly connects her behavior with the memory of the assault. As she waits for Zane to drink the drugged beer, she has a vision of Hutch, “whispering in my ear: Don’t worry. This will be over in a minute” (207), the same way he did the night of the assault. The resonance between Debbie’s assault and her attack on Zane suggests that she has not fully processed the trauma of her rape, and that she is attempting to work out the pain by inflicting it on others. Her determination to protect Lexi from sexual extortion, however, also draws important parallels between different types of sexual trauma and danger that women face: While Debbie was raped, Lexi is physically unharmed but emotionally tormented and sexually harassed by Zane’s revenge porn plot. In both cases, the women are deprived of full sexual agency at the hands of men who wish to harm, control, and exploit them.


This section of the novel also highlights similarities between Debbie, the novel’s primary narrator and protagonist, and Harley, the novel’s antagonist and a secondary narrator. The novel suggests that both women long for control in a world that is often marked by Misogyny and Societal Control of Women’s Bodies, but that their desire for control often oversteps the line into harming others. Harley grows anxious when Cindy suggests she might reveal her affair, not because she doesn’t want Debbie to find out but because she wants “her to find out in a way that I can control” (172, emphasis added). Similarly, Debbie reflects that she “failed to turn off the Findly app” (211) when she visited Ken Bryant because she “wanted [Cooper] to know where I had gone” (211). The parallels between these scenes indicate Debbie and Harley share not only a lack of remorse but also a desire to tightly control their narratives.


Debbie and Harley also share a refusal to accept responsibility for the violent consequences of their actions. When Harley learns that Edgar, her last married boyfriend, nearly died by suicide after she ended their relationship, she rejects all responsibility, telling his sister, “[I]t’s certainly not my fault that his wife didn’t want to take him back” (175). Harley feels no remorse, insisting that she “didn’t force him to leave his wife [and] didn’t force him to hang himself” (175). These passages suggest that Harley does not understand—or simply does not care about—the consequences of her behavior.


Debbie echoes this logic later when she learns that Zane was critically injured in a drunk driving accident after she threatened to expose his sexual extortion. Despite knowing the emotional impact of her threats, Debbie insists that she “never told Zane to get drunk and smash his car into the school [and] didn’t have [her] foot on the gas” (230). Like Harley, she refuses to feel guilt for or even acknowledge that her actions might have led to Zane’s injury. The similarities between Debbie and Harley suggest that Debbie is not as well-intentioned as she originally seemed, and that her sense of justice is becoming increasingly skewed.

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