47 pages 1-hour read

It's a Love Story

Fiction | Novel | Adult | Published in 2025

A modern alternative to SparkNotes and CliffsNotes, SuperSummary offers high-quality Study Guides with detailed chapter summaries and analysis of major themes, characters, and more.

Chapters 27-38Chapter Summaries & Analyses

Content Warning: This section of the guide includes sexual content, bullying, and emotional abuse.

Chapter 27 Summary

Jane wakes up next to Dan and thinks about their night together. Then she realizes that today is the music festival, and she and Dan have to talk to Jack. After Dan leaves to go surfing with his brothers, Jan calls Clem to tell her about sex with Dan. Clem is thrilled that Jane sounds so happy. Afterward, Jane gets up and joins the family for breakfast, admiring Maureen as she makes pancakes.

Chapter 28 Summary

Jane gives Maureen the True Story script. While Maureen reads, Jane recalls her and Dan’s first meeting. Then Ruby appears and ties a string bracelet around Jane’s wrist. Jane promises never to take it off.


Dan and his brothers return from surfing, and Jane and Dan retreat to their room. They hug and kiss and have sex. Afterward, Dan studies Jane’s face and remarks on her beautiful jaw. The conversation turns to their likes and dislikes.


While chatting, Jane realizes she’s in love with Dan. Then she opens up about her past. Although her dad died when she was five, he left her family years prior. At 14, Jane found a letter he’d written, saying that fatherhood was brutal. Her mom never told her this, hoping Jane wouldn’t remember him leaving. She’s always told Jane a romantic story about her and her dad. Jane has known her mom was lying all these years, but she has never said anything to her. She confesses that she feels unlovable and doesn’t deserve care and affection. Dan assures her otherwise.

Chapter 29 Summary

Jane gets up for a shower. In the bathroom mirror, she studies herself and feels different. Afterward, she and Dan head out to the music festival to find Jack. Over food, they chat about their feelings for each other, joking about their love affair.


When Jack’s show starts, Jane and Dan panic that they haven’t run into him. After he performs, Jane manages to sneak backstage and get an audience with him and Lyle. In a back room, Jane explains who she is and what she wants from Jack. Jack remembers who she is and scoffs at her. Jane tries to remain confident but feels even more upset when Jack insults her character. A defeated Jane flees.


Jane tells herself that coming to Long Island was a waste, and she was lying to herself. She confronts Dan, insisting she’s still the same person she was and that their relationship and True Story aren’t possible. Dan protests, but Jane walks away.

Chapter 30 Summary

Back at the house, Jane retreats to the bedroom. She lies awake, regretting her involvement with Dan and his family. She ignores Clem’s texts and tries to sleep.

Chapter 31 Summary

Jane flies back to the West Coast early and travels to her mom’s house. She feels “jealous of [her] mother” when she finds her at home cooking breakfast with Gary (275). She confronts her mother, insisting that her and Gary’s relationship isn’t real. She wishes she could confront her about her dad, too, but feels too upset.

Chapter 32 Summary

Jane drives home. When Dan texts, Jane tells him she doesn’t want to talk about what happened. Filled with self-loathing, she ends up at Venice Beach. Sitting by the water, she reflects on everything that’s happened between her and Dan. She drives home and discovers Clem waiting for her. The two sit together and talk about everything that’s going on in Jane’s life. Clem insists that Jane needs to let go, open back up to Dan, and reconcile with her mom.

Chapter 33 Summary

On Monday, Jane heads to the office to meet with Nathan about True Story. She admits that she lied about her connection with Jack and explains that he won’t make the song. Nathan won’t buy the script without Jack but hopes Jane can make True Story if it’s important to her.

Chapter 34 Summary

Jane sits under her desk and takes deep breaths to calm down. She thinks about her time with the Finnegans and Dan. When Mandy enters, Jane reveals what happened with True Story. Mandy suggests that Jane and Dan might be able to produce it independently and suggests Jane watch Dan’s film Grapevine.


That night, Jane lies in bed watching Grapevine. She texts Dan to say she liked the film, but her message doesn’t go through. A disappointed Jane assumes he blocked her. Clem gets home and sits in bed with Jane. She reminds her to chase after what she wants.


The next day, Jane texts her mom an apology, and they make plans for their movie night. Over the following days, she tries to focus on work but can’t stop thinking about Dan. On Friday, she meets her mom at the movies. Outside the theater afterward, Jane confronts her mom about her dad. Her mom admits that she lied and apologizes. She explains why she “never gave up on love” and why she loves Gary (296). They make amends.

Chapter 35 Summary

Jane starts wearing jeans to work. Every day at the office, she waits for Dan to appear. One day, she opens her drawer and studies the painting she and Dan made. She reflects on their relationship and his effect on her. Finally, she calls Kay—the True Story writer—and reveals that Clearwater won’t be producing her script. Kay is disappointed but gracious. Then the two talk about love. Kay’s love story moves Jane, and she encourages Jane not to give up on love in her life.

Chapter 36 Summary

Jane climbs up onto the billboard outside Dan’s apartment. She still hasn’t been able to contact him and hopes he’ll see her and agree to talk. Finally, Dan texts and invites her over. Jane heads to Dan’s apartment. She’s surprised by and excited to be in his space. The two sit down and talk. They express their feelings about what happened and make amends, sharing everything they love about each other. Then they discuss True Story and agree they still want to make it.


Jane and Dan kiss and have sex. Afterward, Jane starts crying. Dan comforts her, and they profess their love.

Chapter 37 Summary

That evening, Jane invites Dan over. Sitting outside together, they text a selfie to the Finnegans. The family is thrilled they are back together. Then Dan tells Jane she should reveal the truth about her singing role on Pop Rocks to the media, as her non-disclosure agreement (NDA) has expired.

Chapter 38 Summary

Eighteen months later, Jane and Dan are living together at Jane’s house. They’ve fallen into a routine. Jane’s relationship with her mom has improved, too. Meanwhile, she and Dan have been producing True Story. Since revealing the truth about Pop Rocks, she’s been making decent money from the songs she sang for the show.


Finally, one day, she and Dan report to the set to shoot the ending of True Story. Afterward, they profess their love and kiss. Jane can’t help smiling. On the way home, she sings to Dan as they drive.

Chapters 27-38 Analysis

The final chapters of It’s a Love Story usher Jane toward self-realization, love, and healing. Throughout the entirety of the novel, Jane has vacillated between alternate versions of herself. However, her deepening love affair with Dan facilitates her growth journey and challenges her to see herself in new ways. In particular, she learns to let go of her obsession with control, to show vulnerability to others, and to ask for help from friends and family.


The scenes of emotional and physical intimacy between Jane and Dan reiterate The Importance of Vulnerability in Intimate Relationships. In the context of It’s a Love Story, sex is symbolic of raw, authentic connection. The images of the two lovers making love and lying in post-coital bliss underscore the resonance of these sexual encounters. Lying beside Dan, Jane rests her “hand on his chest and memorize[s] the rhythm of his beating heart” (239). The reference to Dan’s heartbeat recurs throughout the novel; whenever Jane hears or feels Dan’s heartbeat, she feels connected with him. His physical heart is a reification of his emotional heart, reiterating the entanglement of Jane and Dan’s physical and emotional connection. Further, Jane’s internal monologues during and after sex capture how their physical intimacy is strengthening her and Dan’s connection and remaking Jane as a person:


I have spent a lifetime being on guard. I have worked so hard mastering how to be, and here I am flipped inside out. All of my raw bits are on the outside, and lying here with Dan, I am sleepy and sexy and playful. […] I have the strangest feeling that I want to protect him while also climbing inside of him for safety (239).


Jane’s use of figurative language conveys how being close to Dan is influencing her outlook on herself and her life. She uses diction like “flipped,” “inside out,” “raw bits,” “sexy,” and “playful” to capture how Dan is excavating her interior. She is not only physically proximal to Dan but also connected to him in a soulful way because of all they’ve shared. After a lifetime of protecting herself from others and being isolated as a result, Jane has finally found a safe space in which to be authentic and vulnerable, a shift that also allows her to be a better partner to Dan.


Monaghan uses imagery to illustrate this powerful new version of Jane and highlight the completion of her character arc. The image of Jane studying herself in the mirror in Chapter 29 reiterates how her recent experiences—especially with Dan—have contributed to her growth journey. When she sees her reflection in the bathroom, she sees herself as “different,” “beautiful,” and “wild” (257). In this scene, she has just gotten out of the shower and is regarding her naked body. She is physically stripped down, raw, and unadorned. Without clothes, makeup, or product, Jane can perceive her physical and emotional power. This moment contributes to the theme of Reconciling Past and Present Identities: While the awkward, goofy Janey Jakes is still a part of Jane’s story, the “strong and funny,” “happy,” and “lovable” woman she sees in the present is her true self (257).


True to the tradition of contemporary romance novels, Jane and Dan get their happily-ever-after at the novel’s end, but before doing so, they have to make amends for their miscommunications. They open up to each other, admit their mistakes, and offer forgiveness, which allows them to establish a healthy, balanced dynamic and create a future together. In It’s a Love Story, Monaghan uses Jane and Dan’s work on True Story to symbolize the authentic love that Jane and Dan share and further illustrate The Transformative Power of Friendship and Family in the way that their intimacy resonates even through their personal lives. Clearwater doesn’t produce the film, which gives Jane and Dan the chance to realize True Story in a way that aligns with their vision. Nathan’s commercial vision for the script represents commercial representations of romance, while Jane and Dan’s production of True Story represents the possibilities that true love can offer the individual. In keeping with this metaphor, when the lovers complete the film in the novel’s final scene, they find happiness, connection, and a sense of fulfillment.

blurred text
blurred text
blurred text

Unlock all 47 pages of this Study Guide

Get in-depth, chapter-by-chapter summaries and analysis from our literary experts.

  • Grasp challenging concepts with clear, comprehensive explanations
  • Revisit key plot points and ideas without rereading the book
  • Share impressive insights in classes and book clubs