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Content Warning: This section of the guide includes discussion of illness and death.
After installing Susy and Clara in school at Geneva, Twain and Livy began a peripatetic year of health-seeking and economy. Twain treated his rheumatic arm at Aix-les-Bains, mocked its sulfur baths, and struggled to write syndicated travel pieces. The family endured Wagner marathons at Bayreuth, âcureâ regimes in Marienbad and Bad Nauheim, and Twainâs solitary raft journey down the RhĂ´ne.
In Berlin he met Kaiser Wilhelm II, then suffered pneumonia; Livyâs heart troubles prompted further moves to Menton, Florence, and finally Bad Nauheim, where Twain encountered Oscar Wilde and the Prince of Wales. Throughout, mounting debts, Livyâs fragile health, and Susyâs homesickness shadowed their restless Continental circuit.
The Twain familyâs first full year in Europe (1891 to 1892) found Twain driving himself to earn fast cash with The American Claimantâa hastily expanded Colonel Sellers tale written in 71 days and sold to McClureâs. Twain also dashed off the pot-boiler Tom Sawyer Abroad.
Amid this spasmodic work, Twainâs rheumatism forced dictation experiments, and family finances remained precarious as Villa Vivianiâs elegance proved costly. Livyâs heart and intestinal ailments worsened. Clara pursued studying piano in Berlin, provoking Twainâs anxious lectures on propriety, while Susy, adrift, studied voice in Florence while secretly nursing romantic turmoil. Despite sunsets over Florence and celebrity visits, money fears, illness, and parental tensions shadowed the apparent idyll.
In 1893, financial calamity struck. Charles L. Webster & Co. collapsed under debts from the Library of American Literature, leaving Twain personally liable. The Paige typesetter still devoured funds without producing results. Twain scrambled to secure advances, sell copyrights, and negotiate new contracts while enduring depression, insomnia, and chest pain. Attempts to rein in Fred Hall failed, and banker Charles Perkins demanded immediate repayment of $70,000. Twain privately conceded he was not his strongest suit.
Although Clara thrived musically in Berlin, Livyâs health worsened, and the family returned to Florence as creditors closed in. Bankruptcy now loomed as the only way out.
Chernow chronicles Mark Twainâs tumultuous 1894, when hopes for financial salvation again dissolved. Twain labored in New York with tycoon Henry H. Rogers to rescue both the Paige typesetter and the failing publishing house, while Livy struggled in Paris to manage her own frail health and eldest daughter Susyâs deepening melancholy.
Rogers secured a temporary lifeline, but the Chicago trial of the Paige compositor proved disastrous: The complex machine broke down repeatedly, dashing Twainâs decade-long dream of vast royalties. Webster & Company collapsed into bankruptcy, Livy was engulfed by shame, and the family accepted that their grand Hartford life was gone for good.
Amid bankruptcy and the Paige machineâs collapse, Twain relocated his family to Paris, where gout, tight finances and constant rain deepened his dislike of the city. He nevertheless remained productive, publishing the fierce essay âIn Defense of Harriet Shelley,â befriending prodigies Helen Keller and Nikola Tesla, and recasting an abandoned farce into Puddânhead Wilson, a detective novel that attacks enslavement and relies on fingerprints for its climax.
While Livyâs health steadied and Susy tentatively resumed singing lessons, lingering debts forced austere living and prompted plans for Twain to embark on an around-the-world lecture tour. A solitary visit to the long-vacant Hartford house reminded Twain of the life his misadventures had cost.
Chernow follows the start of Twainâs round-the-world lecture tour, undertaken in 1895 and 1896 to raise cash after Webster & Co.âs bankruptcy. Hampered by gout and a painful carbuncle, he nonetheless crossed the northern United States with Livy and Clara, appearing in 21 cities before sailing from Vancouver. Major James B. Pond arranged the trip and became both companion and comic foil.
Crowds greeted Twain rapturously, reaffirming his popularity and bolstering his health, while reporters chronicled each stop. Behind the ovations, legal wrangles with printers and lingering debts continued to shadow him, and Susy, left behind in Elmira, felt acute loneliness and regret.
After leaving smoky Vancouver in August 1895, Twain, Livy, and Clara crossed the Pacific on the steamer Warrimoo, barred from cholera-stricken Honolulu but dazzled by equatorial seas. In Australia and New Zealand Twainâs dead-pan performances packed theatres, though recurring carbuncles, heat, and cockroaches tested his health. Rail and coastal voyages exposed him to sheep stations, Aboriginal history, and MÄori craft, widening his sympathy for colonized peoples. India overwhelmed him with color, poverty, and imperial contradictions: Twain praised Bombayâs splendor but attacked missionary hypocrisy and caste brutality. All the while, Twainâs lecture receipts were forwarded home to reduce debts as the party sailed west toward South Africa.
Chernow presents the final, African leg of Twainâs world lecture tour. In Durban Twain fretted over debt and illness while Livy and Clara waited behind. Travelling inland, he entertained Johannesburg reporters from bed, then blundered politically by joking to Boer-held âReformers,â prompting harsher rations until he placated President Paul Kruger.
Exhausted, Twain still filled halls across the Rand and Cape Colony, marveled at veld vistas, and condemned Cecil Rhodesâs rapacity even while defending British rule. Sailing for England on July 15, 1896, he felt proud to have circumnavigated the globe, yet a fresh accounting showed that he still owed $70,000, which plunged him back into despair.
In summer 1896, the Twain family was back in England, confident the lecture tour had earned a family reunion. Susy stayed in Hartford to strengthen her voice, embracing Mental Science and postponing medical help when fever struck. She soon developed bacterial meningitis, and local doctors arrived too late to treat her. Livy and Clara raced home by ship, unaware that Susy had died on August 18, attended by Jean, Katy Leary and relatives.
Twain, alone in Guildford, received the cable announcing Susyâs âreleaseâ and collapsed into guilt-ridden anguish, blaming his debts, the tour, negligent helpersâand himself. Reunited in London, the family retreated to a Chelsea flat, their future darkened by grief and lingering financial worry.
Crushed by Susyâs death yet still burdened by Webster & Co. debts, Twain threw himself into Following the Equator (1897). Working âday and nightâ in the Chelsea flat, he turned the tourâs notesâpolished by Livyâs strict editsâinto a sprawling travelogue that mixed satire, anti-imperialist criticism, and the new âPuddânhead Wilsonâs Calendarâ aphorisms.
Sales proved modest, but the book, the Uniform Edition launch, and smaller fiction pieces were Twainâs only source of income. A grotesque New York Herald ârelief fundâ and a garbled cable (âReports of my deathâŚâ [407]) exposed Twainâs precarious finances and fame. Twainâs private life remained fraught as well, as Livy, Clara, and Jean mourned while Twain oscillated between furious self-reproach and weary resignation.
In summer 1897 the Twain family withdrew to Villa BĂźhlegg in Weggis, Switzerland. The Alpine calm briefly relieved their grief, yet the first anniversary of Susyâs death (âAugust 18â) weighed heavily upon them: Livy spent the day alone rereading Susyâs letters, while Twain composed a public elegy and drafted the fierce meditation âIn My Bitterness,â blaming a capricious God.
Twain continued to be productive, producing new stories (âHellfire Hotchkissâ), the bleak hometown sketches âVillagers of 1840-3,â and the satirical fragment âLetters to Satan.â While the family enjoyed a visit from the Fisk Jubilee Singers, their anxiety swiftly returned as 17-year-old Jeanâs epilepsy intensified, requiring constant medical supervision. In September the family relocated to Vienna for Claraâs musical studies and specialist care for Jean.
During the familyâs 1897-98 stay in Vienna, Twain plunged into public life while private worries persisted. He lampooned German at a raucous Concordia-Club banquet, then watched the Reichsrat dissolve into fist-fights and police raidsâexperiences recast in his article âStirring Times in Austria.â
Confronting the cityâs virulent antisemitism, Twain praised the French writer Emile Zola who had written âJâAccuseâ in support of Dreyfus during the Dreyfus Affair. Twain befriended Jewish writers, and drafted âConcerning the Jews,â lauding Jewish resilience yet unwittingly recycling stereotypes. At home, Livy nursed Jean through worsening epilepsy, and Clara abandoned piano for vocal training after daunting lessons with Theodor Leschetizky. Clara also met virtuoso Ossip Gabrilowitsch.
In late 1897, Twain mourned his brother Orionâs death while still in Vienna. Early 1898 brought some financial relief to Twain: Thanks to royalties and Henry Rogersâs stewardship, he finished repaying the $70,000 Webster-Paige debt four years ahead of schedule, delighting Livy and creditors alike.
However, elation soon turned to fresh speculative fever: Dazzled by Jan Szczepanik, âthe European Edison,â Twain triedâunsuccessfullyâto sell US rights to the inventorâs textile-printing âRasterâ machine and even dreamed of a global trust. Chastened, he channeled cynicism into art, drafting the scathing tale âThe Man That Corrupted Hadleyburgâ and coining ever-darker epigrams that exposed greed, self-interest, and waning faith.
Living in fin-de-siècle Vienna, Twain became engrossed by the split between wakeful and âdreamâ selves. He filled notebooks with vivid nightmares, stage-fright reveries, erotic yet chaste encounters with a perpetual 15-year-old âPlatonic Sweetheart,â and cosmic parables such as âWhich Was the Dream?â and âThe Great Dark,â each echoing his bankruptcy, Susyâs death, and fears of irretrievable loss.
The cityâs ferment also spurred him to draft the skeptical dialogue What Is Man?, converse on paper with a suavely sardonic Satan, and declare altruism a self-delusion. Even as he experimented with these interior dramas, he followed world events, initially cheering, then questioning, the United Statesâ war with Spain.
In spring 1899 Twain, Livy, and their daughters accepted a lavish invitation to Budapest for the jubilee of Hungarian press freedom, where Twainâs extemporaneous German-language speech and the familyâs celebrity drew rapt crowds.
Throughout their final Vienna months, the family mingled with Habsburg royalty, witnessed a spectacular military pageant, and later joined the cityâs mass mourning after Empress Elisabethâs assassination in Geneva. Financially solvent again through Henry Rogersâs investments, the Twain family planned to quit Austria.
In London a chance meeting led Twain to Swedish osteopath J. H. Kellgren: At his remote Sanna sanitarium the whole family underwent treatment, and Jeanâs epilepsy showed its first marked improvement in years.
After promising signs in Sweden, Twain moved the family to London so Jean could continue Dr. Kellgrenâs osteopathic treatments while Clara studied singing. The familyâs initial faith in a six-month âcureâ soured as seizures returned and Livy endured the doctorâs painful manipulations; meanwhile, Twain discovered the same method had long existed as American osteopathy.
Torn between homesickness and dread of a Susy-less Hartford, the Twain family debated where to settle, even trying to sell their old house. Financial worries resurfaced, while Twain sunk fresh capital into the miracle food Plasmon.
The Boer War darkened London, while Twainâs private writingsâcalling humanity a âbastardâ speciesârevealed deepening gloom. The family prepared for an autumn 1900 voyage back to the United States.
Chernow adopts an increasingly somber tone in this section, using Twainâs financial collapse and world lecture tour as a dramatic descent that exposes The Interplay Between Personal Tragedy and Creative Expression. He spotlights the irony of Twainâs predicament: The famed humorist adored on every continent, yet haunted by debts he struggles to repay and grief he cannot escape. By structuring these chapters as a kind of moral and emotional arc where even moments of triumph are undercut by loss, Chernow emphasizes the inescapable cost of Twainâs fame, artistry, and restless ambition.
Chernowâs characterization of Twain in this section balances empathy and critique. He emphasizes Twainâs commitment to repaying his debts in fullârefusing to compromise for âless than one hundred cents on the dollarâ (367)âas both noble and self-destructive, while also acknowledging Twainâs chronic susceptibility to fraudulent investments and get-rich-quick schemes. Twainâs writing during this time also darkens noticeably, a shift Chernow links to personal loss rather than just financial anxiety. The death of Susy Clemens is treated with particular gravity, not through melodrama but by quoting Twainâs own raw words: âI wrote my last travel-book in hell, but I let on, the best I could, that it was an excursion through heavenâ (401). This confession reveals how grief and guilt became inseparable from Twainâs late style, showing instead how creative performance maskedâand was shaped byâprofound private suffering.
The biographerâs framework also broadens beyond personal tragedy to consider Twainâs evolving moral critique of empire, reflecting The Complexities of Race and Morality. As the lecture tour moves through India, Africa, and Australia, Twainâs observations deepen from travelogue humor to pointed anti-colonial satire. Chernow spotlights Twainâs remark, âNearly all black and brown skins are beautiful; but a beautiful white skin is rareâ (377), to show how Twain deliberately inverts racist hierarchies in deceptively simple prose. The balanced antithesis in that sentence crystallizes his growing disillusionment with European imperialism and Victorian prejudice. However, Chernow avoids casting Twain as a consistent anti-imperialist hero, pointing out how Twain sometimes still inadvertently reinforced some of the stereotypes he meant to challenge.
Chernow also illuminates the gap between Twainâs public acclaim and private turmoil by foregrounding his own words of confession and self-laceration, invoking The Duality of Public Persona Versus Private Self. Twainâs statement, âI am not made for business; the worry of it makes me old, & robs life of its zestâ (330), strips away the comic persona to reveal exhaustion and self-reproach. Chernow places such admissions alongside descriptions of roaring ovations and flattering interviews, underscoring the essential contradiction of a man who could make crowds laugh even as debt collectors circled. Chernow depicts Twainâs refusal to accept partial settlements as a self-imposed moral codeâa kind of tragic integrity that cost him dearly but also defined his sense of honor.
Stylistically, Chernowâs prose in these chapters mirrors Twainâs own evolution from witty observer to bitter chronicler of loss. He maintains irony but allows it to darken, using Twainâs letters, quips, and travel notes to capture the tension between spectacle and ruin. Detailed descriptions of ocean liners, colonial cities, and the suffocating confines of European hotel rooms highlight Twainâs deepening alienation. By carefully curating Twainâs voice, Chernow ensures the biography remains Twainâs story in Twainâs own words while adding a critical interpretive layer that invites readers to see the cost of genius, celebrity, and restless ambition.



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