65 pages 2-hour read

Nobody's Fool

Fiction | Novel | Adult | Published in 2025

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Chapter 28-EpilogueChapter Summaries & Analyses

Chapter 28 Summary

Sami and Marty speed to the Belmond estate to verify Judith’s accusation against Talia. Sami meets Archie and Talia at the door. Sami tells Archie that Talia requested he keep investigating, since Talia can’t let go of the past as Archie can. Sami reveals what he learned from Judith about Chicago, but Archie isn’t surprised. Talia explains that in 1999, she and Archie had a trial separation, so she went to Chicago to meet an old boyfriend. Archie appeared before she could go up to the other man’s hotel room, and they worked on their marriage for the next days. Sami believes Talia, but the timeline of Archie’s actions doesn’t add up. Archie’s evasions make Sami even more suspicious. Archie and Talia both tell Sami to leave them alone.


Marty drives Sami back to the cemetery so he can pay his respects to Victoria without the family’s interference. Sami is sure the Belmonds are lying to him, and he worries that they are hiding something much uglier about Victoria’s disappearance. Sami returns to the hospital and has a restless sleep. Judith texts the rehab meeting details to Sami, and Polly sneaks in before visiting hours. She and the students have learned that Scraggly Dude, whose name is Brian Powell, shared a cell with Tad Grayson in prison, and they have found his current address.

Chapter 29 Summary

Gary and Polly drive Sami to Brian Powell’s apartment. Brian was in and out of prison since he was 18 and was Tad Grayson’s cellmate nine years ago. Brian was released soon after and hasn’t had a brush with the law since. Debbie and Raymond are watching Brian’s apartment, and the Three Dead Hots have learned that he hasn’t been at work for a week. Sami and Gary approach Brian’s apartment, and no one answers when they knock. Marty arrives in a fury, since Sami is supposed to be in the hospital. Sami explains the situation, and Marty tries knocking and identifying himself as the police. Marty wants to call the nearby precinct, but Gary grows impatient. Pretending to hear screaming inside, Gary breaks down the door. Marty and Sami walk through the apartment and find Brian dead at his kitchen table, shot in the back of the head just as Nicole was.


Marty calls the murder in, and Sami tells his students to disperse. Arthur arrives and advises Sami not to say anything to the police. Marty describes the crime scene, noting that all the evidence points to Tad Grayson, but too clearly, making him think it’s a set up. Sami says nothing in response to this speculation and leaves with Gary.

Chapter 30 Summary

As Gary drives Sami to the rehab center, Sami watches the extended CCTV footage from the FBI file. The eight-second clip shows a woman with blond hair following Victoria out of the pub, and through an AI image software, the Pink Panthers have determined that the woman matches Caroline Burkett’s description. At the Solemari Recovery Center, Kate Boyd, the center’s facilitator, takes Sami to Caroline in the solarium. Kate and another patient, Christopher Swain, leave the two alone in the room. Caroline learned about Victoria’s death that day, since the center doesn’t allow internet access.


Caroline explains that the Belmonds kept Victoria’s friends away when she returned, so New Year’s Eve 1999 was the last time she saw Victoria. Caroline remembers Thomas driving her and Victoria to the pub even though he was drunk, and she was relieved that he refused to join the party. Sami senses Caroline’s apprehension when talking about the party, and he knows she’s lying because of the CCTV footage. He also knows the Burketts prevented Caroline from speaking to the police in 1999, so he pleads with her to be honest now. Caroline suddenly claims that Victoria’s disappearance was her fault, but her mother forced her to keep quiet. Caroline and Victoria were in love, but they kept their relationship a secret because society wasn’t accepting. They both had boyfriends to cover up their relationship, but Caroline was growing tired of the deception.


At the party, Caroline brushed off her handsy boyfriend Buff and kissed Victoria in front of everyone. Buff pushed the girls down, and the partygoers hurled slurs at them. Victoria ran away, and Caroline chased her through the busy pub. A drunk stranger stopped Caroline, and Victoria slipped out the door. Kate Boyd interrupts Caroline’s confession, which infuriates Caroline, who thinks Kate was listening in. Kate leaves, and Caroline continues her story. Caroline followed Victoria down the street, and they comforted one another. Victoria received a call from Thomas, who was at a nearby bar getting drunk. The last time Caroline saw Victoria was when she went into the bar to get Thomas.

Chapter 31 Summary

Sami doesn’t reveal his findings to Gary or to Molly when she calls, since he wants to think the new information through. Marty informs Sami that Brian Powell was killed with the same gun that had been used to shoot Sami and Victoria—which is also the same type of gun used in Nicole’s murder. Tad Grayson and his lawyer refuse to cooperate, claiming that Tad has a solid alibi. Sami receives a cryptic call from Jennifer Schultz, asking to meet.


Jennifer shows Sami Anna’s modelling headshot, which conjures overwhelming feelings in Sami’s mind. She explains that Jennifer’s father scouted Anna in a mall and likely offered her a modelling portfolio on a “scholarship.” Anna Marsten was 16 at the time and had run away from her abusive aunt’s house three weeks earlier. Anna was born in State College, Pennsylvania, to a single mother who died when Anna was 9. Jennifer speculates that her parents promised Anna overseas work, but when they got paid by their trafficking contacts, they didn’t keep track of her. Jennifer asks if Anna was pretending to be Victoria Belmond, and though Sami knows this is true, he can’t say the words aloud.

Chapter 32 Summary

Sami feels that he was destined to be a cop, even though he wanted to become a physician. Over the next week, Sami gives his students final assignments and collects their investigative results. He sets up a meeting with the Belmonds, and Marty drives him to their estate. Sami meets Archie and Thomas to report his conclusions and confront Thomas about his lies. Sami makes Thomas confirm that he went to a bar instead of going home, and that he called Victoria. Thomas admits that Victoria left her party to drive him home. The siblings made promises to each other for the New Millennium, arriving home just after midnight.


Thomas and Archie go silent, so Sami fills in the blanks with his theory. Sami knows Anna was pretending to be Victoria, but she needed help from the family to make it believable. They shaved her head, forced her to play mute, and kept her away from society so no one could spot the differences. Achie didn’t run a DNA test, but he spread news that he did. Archie found Anna through Vic’s Place after she returned from Spain. Archie was sympathetic to her traumatic life, so he took her into the family. Sami reveals that he did a DNA test comparing Thomas and Anna’s DNA, which showed no sibling match. The family cremated Anna’s body so no one could perform this test, but Sami took DNA from Anna’s autopsy and Thomas’s used glass.


Thomas knows the situation looks strange, but he and the family grew to love Anna as they had loved Victoria. His daughters don’t know the truth and love Anna more than anyone. Archie claims that Anna brought their grieving family back to life, especially Talia. Sami realizes that Talia doesn’t know the truth and is just a mark in the Belmond men’s scam. Talia didn’t believe Anna at first, but Archie fed Anna information about the childhood book to change Talia’s mind. Sami is disgusted by their manipulation, but Archie and Thomas claim the lie helped Talia recover. The illusion fell apart when Sami appeared and recognized Anna. Archie hired Sami to control his investigation and make sure he couldn’t speak publicly.


Sami circles back to the real Victoria, who he thinks died in 1999. Sami contacted Lacy and learned that Thomas didn’t arrive at her house until 5:00 am. He suspects that Archie went to Chicago to create a last-minute alibi. Thomas’s car doesn’t appear in the records for New York City’s E-Zpass toll payment system after that night, so Sami assumes it was involved in Victoria’s death. Sami believes Thomas was behind the wheel of the car that killed Victoria, since he has a history of DUIs. Archie tells Sami that anything they say can’t be repeated because of the NDA, and Thomas finally makes his confession.


After Thomas and Victoria arrived home, Thomas stayed in the car to do drugs and call Lacy. When Lacy called him back and said she missed him, Thomas wanted to go to her immediately and sped off down the driveway. Thomas made a wild turn and sped into the yard where Victoria was walking the dog. He accidentally hit the gas pedal instead of the brake and crashed into Victoria, pinning her against a tree and killing her instantly. Archie heard the crash, came running, and stopped Thomas from calling the police. Archie didn’t want to lose both of his children, so he hatched a plan to protect Thomas from going to jail. Archie and Thomas buried Victoria in the yard and later sent the car to a scrapyard. Thomas visited Lacy, and Archie went to Chicago, texting himself from Victoria’s phone before destroying it. Archie lied to Talia to spare her the pain of Victoria’s death. Archie now wishes he had told Talia the truth, since his lie gave her hope that Victoria would return, which led to the plot with Anna.


Archie doesn’t plan to tell Talia the truth even now. The tragedy helped Thomas turn his life around, and in Archie’s mind, they made the best out of a bad situation. Sami understands Archie’s frame of mind that fateful night, but he thinks Victoria’s life is too high a price to pay for personal transformation. Sami refuses Archie’s offer of a cash bonus, and he leaves without a word, knowing there’s no way to prove the crime after all these years.

Epilogue Summary: “Three Weeks Later”

Sami thanks his students for their hard work at their last class. The Three Dead Hots invite Sami to a club, but he declines. Marty calls with an urgent request to meet. Sami calls Molly on the way, and she worries about the abruptness of Marty’s request. Marty shows Sami a video from the shooting. A man was filming his kid playing baseball at the park and didn’t think his footage was useful, but the video shows Raymond at the scene of the shooting.


Later, Sami confronts Tad Grayson at the hospice center, where his mother passed away earlier that day. Tad claims he’s done trying to prove his innocence. Sami shows Tad photo stills from videos taken by Raymond. Raymond followed and videotaped Tad wherever he went, and the videos prove that Tad snuck out of the hospice center and shot Sami and Anna. Tad admits to the crime. He was going to shoot Sami, but he decided to make him suffer by shooting Anna. He planned to kill Sami’s whole family. Sami, wired to a live mic, calls the police in, and they arrest Tad.


Sami drives to the cemetery and visits Anna’s grave. Sami wonders how different their lives would have been if they had all simply been honest. He can’t guess whether life would be better or worse, but he doesn’t want to lie any longer. He knows the Belmonds won’t face legal justice for Victoria’s death, so he leaked the story to the Three Dead Hots, who plan to cover new theories about Victoria’s disappearance on their podcast. Sami learned from Anna’s autopsy that she had given birth, and he wonders if Anna had a child in the months after leaving Buzz. Suspecting that the child might be his, Sami promises to keep hunting for the truth.

Chapter 28-Epilogue Analysis

Archie and Thomas Belmond’s cover-up of Victoria’s death demonstrates The Difference Between Appearance and Truth, as the two men use deception to create a new, more acceptable version of reality. Sami compares the Belmonds’ use of Anna as their fake Victoria to when Anna pretended to be dead in Spain. He employs the same language of scamming when he says, “[Talia] was the mark” (321) in Archie’s scheme, the one chosen to be tricked. To increase the likelihood that Talia would believe their story, Archie fed Anna information that only Victoria would know. Archie and Thomas admit to manufacturing the mysterious Librarian story to throw the FBI off their trail, and they kept Anna out of the limelight so her story would fade out of the news cycle as people lost interest. Only Archie and Thomas know the truth about Anna’s identity, and despite their claims that the rest of the family loves Anna as they loved the real Victoria, Sami sees their plot as a reprehensible manipulation of the family’s grief, placing them in a “fantasy world” (322) without their consent. Because Sami’s own experiences have taught him The Importance of Confronting Past Trauma, he recognizes that Archie and Thomas have done the rest of their family a disservice by forcing them to accept a lie, toying with their memories and preventing them from achieving genuine closure. 


The motif of disguises reappears in this section in relation to Anna and Victoria. To ensure that Archie and Thomas’s plot worked, Anna had to physically disguise herself to look like Victoria. Archie describes how the replacement plot was made easier because Anna “wasn’t an exact match [to Victoria] but they resembled each other, like sisters maybe” (318). Archie shaved Anna’s head to initially conceal her slight difference through shock, and then proceeded to keep friends and family away so they couldn’t spot the differences. Archie emphasizes the importance of isolation to Anna’s disguise when he describes how Sami’s brief sighting of her—and in that sighting, recognition—threatened to topple the whole scheme: “None of us counted on you being resourceful enough to track her down. And once you showed up, I knew you’d never let it go” (322). Anna’s disguise as Victoria gave her access to a life of security and comfort that she’d never known, but at the same time it severely restricted her movements and whom she could interact with.


The culmination of Sami’s investigation explores The Tension Between Legal and Personal Justice. Sami again faces the question of how to achieve justice for Victoria when the crime was committed so long ago that there is no concrete evidence other than Archie and Thomas’s confessions. The NDA Sami signed restricts him from speaking publicly about the case or revealing his findings to the police, so to get around this, Sami leaks information to the podcasters in his class. Even if he can’t secure legal justice for Victoria, he can at least ensure that the truth comes out and that Archie and Thomas suffer personal consequences. Sami explains this choice by saying, “The truth may not set you free, but it is still the way to go” (339). Although the family claim they’ve moved on from their tragedy, Sami can’t accept that a life was taken unjustly and then deliberately buried. Through the podcasters’ discussion of Victoria’s case and the new theory about her replacement, Sami hopes the Belmonds will be held accountable by their peers, if not in a legal setting, then in a social setting.


As Sami travels the world on his own, seeking answers about Anna and Victoria, his students continue their case assignments concerning Tad Grayson back in New York City. Their work highlights the motif of private investigation and the power of perseverance. The students must be creative in their investigative techniques and form personal relationships to get information, just as Sami did in previous chapters. For example, by flirting with Brian’s coworkers while they’re out on breaks, the Three Dead Hots learn that Brian hasn’t been at work for a week. They find the connection between Brian and Tad Grayson by looking through prison records manually in reverse chronological order, and they set up their own schedule of surveillance at Brian’s home until Sami is well enough to visit for himself. The students’ work is so thorough that Sami worries they’ll solve Victoria’s case before he does. Sami appreciates the work his students have done for him, as it allows him to investigate the more personal aspects of the case while they uncover concrete facts.

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