56 pages 1-hour read

Something in the Water

Fiction | Novel | Adult | Published in 2018

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Chapters 20-23Chapter Summaries & Analyses

Chapter 20 Summary: “Customs”

With everything but the gun packed, Erin and Mark head to the airport. They booked first class again, and like before, no one gives them any trouble. They make it through all their flights without being discovered, which “really wasn’t that hard” (157). Though it’s overcast and chilly in England, Erin is glad to be home.

Chapter 21 Summary: “Home”

The house is how they left it. The only change is what they brought home, and Erin stresses to herself the importance of getting “back into my real life” to not give what they’ve done away (158). Erin hides the money and diamonds in the attic. A wave of nausea hits while she’s doing it, and she takes an at-home pregnancy test while thinking through their next steps for the money. The test comes back positive. She goes to tell Mark but can’t because “it’ll mess up the plan” (161).

Chapter 22 Summary: “Pretty Woman”

Erin and Mark head to Switzerland to deposit at a bank that won’t ask questions. They set up a shell account to “legitimatize the money” (162), from which Erin can pay herself monthly and pay taxes. At the airport, Erin shops for outfits “someone with a million dollars in cash, in a bag, might wear” (165). Next, she buys a quality duffle bag to match her outfit, completing the ensemble. She is ready to walk into a Swiss bank and deposit $1 million.

Chapter 23 Summary: “The Money”

In Switzerland, Erin vacillates between nauseated and calm. She attributes some of her sick feelings to the baby she still hasn’t told Mark about. The rest is at the idea of handing over “one million dollars in a Bottega Veneta duffel bag” (168). On her way to the bank, Erin thinks about how scared she is of being found by the people looking for the money. It occurs to her that she could just disappear—take the money, run, and never be found. The thought of Mark and her unborn child keeps her from discarding her life “like an old husk” (171). The deposit goes without a hitch. On her way out of the bank, Erin thinks about cutting and running again. She finally decides not to and heads back to Mark.

Chapters 20-23 Analysis

Erin’s pregnancy and her love of being treated like a “first-class” person in the airport store motivate every decision she makes for the rest of the book. On the one hand, she wants to protect her family from real and perceived threats—the plane people, the police, etc. On the other hand, she likes living a wealthy lifestyle and takes increasingly greater risks to solidify that lifestyle. Money brings out two different sides of Erin. In Chapter 20, money keeps attention off Erin and Mark at the airport. Their rich persona means airport security doesn’t ask questions. Mark and Erin smuggle the bag’s contents home because of the invisibility money affords them. Money opens doors and experiences, but only the ones desired by the people holding it.


Chapter 23 contains many foreshadowing events. On her way to the bank, Erin considers she’s taking all the visible risks—being seen by both the employees of shady establishments and security cameras. Mark purposefully put her in the line of sight, setting her up to take the fall if anything went wrong, something Erin doesn’t realize until later. Mark also plays the role of a polished rich man at the airport store, the role he works toward slipping into once he leaves Erin. Twice in the chapter, Erin thinks about running away. Fear and freedom almost convince her not to return to Mark, which is ironic: Her desire to leave, however brief, foreshadows Mark’s plan to leave her. Erin returning to Mark is ironic because she returns to someone who is planning to leave.

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