74 pages 2-hour read

The Finish Line

Fiction | Novel | Adult | Published in 2021

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Prologue-Chapter 7Chapter Summaries & Analyses

Content Warning: This section of the guide includes discussion of gun violence, child abuse, self-harm, mental illness, sexual content, and cursing.

Prologue Summary

At age 44, Tobias stands on a beach in Saint-Jean-de-Luz, France, recalling a childhood visit when his father taught him about sand dollars and told him to keep one until ready to break it for its treasure. Years later, during a rare lucid moment at an institution, Tobias’s father recounted this exchange verbatim before asking Tobias to search for his son, Ezekiel. Tobias found a pristine sand dollar when breaking ground on the house, keeping it before understanding its significance.


Tobias considers his father’s schizophrenia and his own lifelong fear of inheriting the condition. He credits one woman with changing his understanding of love from conditional to absolute. Now, Tobias sees his entire life as leading to this moment of clarity. Though he once thought his purpose was something else, this woman revealed herself as his mirror, judge, and guiding star. The journey cost him his brother, described as her savior, an irreversible loss that will always hurt.


A text alerts him that she has arrived. Tobias hears her shout his name from above and races up the stairs. He passes two Ravens—his security detail—standing guard, enters through the back door, and greets Beau, a territorial French bulldog. He navigates the house from the memory of repeated dreams, intent on finding her.


Twelve years earlier, Tobias forced her from his life and lost himself. He reaches the balcony, where he finds her in white, her winged tattoos visible along her shoulders. When she turns with furious, watery eyes, he reflects on how far they have come since a pivotal encounter in a Virginia parking lot. As he charges toward her, his mind flashes to the first day of his sentence.

Chapter 1 Summary

Tobias wakes at 4 am in Cecelia Horner’s Virginia house to Beau, her French bulldog, standing on his chest and barking. He realizes Cecelia is gone from the bed and feels mounting panic. The previous day, after eight months away, he arrived exhausted from Dubai and immediately fell asleep, breaking his promise of breakfast and explanations. Finding the kitchen empty, he grows fearful she has left, then spots her working in the predawn cold at her garden in flannel pajamas.


Tobias approaches and offers a coat, which she reluctantly accepts. When he asks about her dream, she reveals that it centered on his past relationship with Alicia—specifically, that Alicia knew him intimately in ways Cecelia never experienced. Tobias admits to letting Cecelia believe lies but insists he never lived with Alicia. In retaliation, he throws Cecelia’s former engagement in her face, immediately regretting it.


Cecelia demands to know why he returned now, after she has built a new life. Tobias begins explaining: He spent years executing plans tied to Tyler’s rise toward the White House, vetting successors with Sean, his trusted ally, to ensure he could commit to this without having to leave again mid-reconciliation. He also reveals that when she disappeared, he searched frantically for seven weeks before finding her. The tension between them remains palpable as they battle through mutual hurt and unspoken need.

Chapter 2 Summary

Cecelia reacts with shock as Tobias reveals that he tracked down Jerry, a man tied to her father’s past, and killed him after obtaining a confession that Jerry sent the Miami chapter of their criminal organization, the Ravens, to come after them, leading to the bloodbath that killed Tobias’s brother, Dominic [as detailed in Exodus]. Tobias tracked Jerry’s communications, confirmed retaliation plans were underway, and buried him to protect Cecelia.


Tobias declares he will kill anyone who threatens her, then orders her never to disappear on him again. Cecelia asks how he found her, and Tobias explains that his brother Sean knew her location the entire time because he had installed a tracking device on the Camaro he gave her, which previously belonged to Dominic. Sean also assigned two permanent surveillance operatives to Cecelia.


Tobias explains that he stayed away initially to allow Cecelia a chance at a normal life after everything that had happened. Her choices—college, engagement to another man, selling the company, cutting all ties to Triple Falls, their hometown—indicated she was moving on, and he felt obligated to respect that decision. He insists he believed she was thriving at first, though his view eventually changed. Despite her protests, Tobias carries Cecelia inside.


In the bathroom, he removes her clothing and kisses and touches her body while she responds with both desire and resistance. He stops short of consummation, telling her to shower while he makes breakfast. After a failed cooking attempt, Cecelia prepares to leave for her café, and Tobias announces he is coming along.

Chapter 3 Summary

In a flashback, 11-year-old Tobias hears the front door slam and realizes his aunt Delphine is drinking and will not drive him and his younger brother Dominic to school. Months after their parents’ death, they live with the indifferent and cruel Delphine. Tobias fears that truancy will draw social services scrutiny and result in separation from his brother.


Tobias finds Dominic ill with chickenpox. When Delphine refuses to miss work, Tobias insists on staying home with his brother. Delphine admits she does not want to be a mother. Tobias offers to handle all of Dominic’s care if she leaves them alone. After Delphine gives him medicine for the fever, Tobias steals $20 from her wallet; when confronted, he stands his ground, and she relents.


With the money he took, Tobias runs toward the drugstore, obsessively counting his locks three times to ensure Dominic’s safety. A pregnant woman sees him wandering alone and offers him a ride to the pharmacy, where she insists on paying for the supplies he needs.


The narrative returns to the present, where Tobias loads bags into the Camaro and recalls Dom’s dying request that Tobias take care of Cecelia.

Chapter 4 Summary

At her café, Cecelia stares out the window, denying she is searching for the Camaro despite repeatedly checking for Tobias, who dropped her off three hours earlier after revealing he returned from Europe for her, left his old life, and killed again to protect her.


Marissa, her employee, announces that someone has returned, and Cecelia panics before realizing it is Greg, a customer she thinks of as Mr. Handsome, not Tobias. Cecelia serves Greg’s usual order and retreats to avoid conversation. She wrestles with desire for Tobias and resentment, knowing he forced her to let him go.


Travis, her cook, calls out an order. When Marissa bursts into Cecelia’s office moments later in shock, applying lip gloss frantically, she begs Cecelia to confirm that the man exiting Cecelia’s Camaro is her adopted brother—a panicked joke to make sense of Tobias’s presence. Cecelia answers that the situation is complicated and prepares to face Tobias’s arrival.

Chapter 5 Summary

Inside Meggie’s Café, Tobias thinks Dominic would have loved the space. When Cecelia pours coffee, their eyes lock, and the impact of seeing her strikes him forcefully.


Cecelia serves him coffee with mild sarcasm. Tobias notices the man beside him watching Cecelia. Greg introduces himself, mentions that he visits the café daily, and announces his intention to pursue Cecelia.


When Greg asks Cecelia to dinner, Tobias interrupts, claiming that he has protected Cecelia since she was 11 and that she is his to possess. Cecelia hisses a warning, but Tobias tells Greg the answer is no and to leave an address for a wedding save-the-date. Greg apologizes and leaves. Cecelia slams Tobias’s laptop shut and warns him that caveman behavior will not work with her. Tobias demands her phone number, prompting her to call him a bastard.


An older customer named Billy questions Tobias about his background. Tobias implies that he recently left military service and introduces himself as Cecelia’s boyfriend. Cecelia publicly lists Tobias’s offenses—lying, theft, kissing without permission, betrayal—and says she is considering rejecting him. When Billy asks if Tobias has any defense, Tobias admits all accusations are true and claims he stopped lying yesterday.

Chapter 6 Summary

Cecelia returns to serving customers while Tobias tries to work. He finds himself constantly distracted by Cecelia’s beauty, intelligence, and the respect she commands. Jealousy is a destabilizing new emotion for him.


Tobias texts Sean from his new phone, surprising himself when Sean asks how things are going—an unexpected olive branch, as the two have been estranged for some time. Tobias complains that Cecelia prioritizes her dog and café above him. Sean teases him, then advises him that the pain will be worth it.


Tobias feels unexpected emotion and a release of tension at this renewal of friendly relations with his brother. He sees Cecelia watching him before she returns to work.


Moments later, Cecelia sets a fresh plate of food in front of Tobias and tells him to eat before it gets cold. He kisses the back of her hand and thanks her.

Chapter 7 Summary

Cecelia struggles with vulnerability, wanting to believe in Tobias’s good intentions but fearing she will be fooled again. She also senses that something was not quite right during the day but compartmentalizes the suspicion.


At the house, Tobias unlocks the door, then abruptly pins Cecelia against the brick wall and kisses her intensely. She responds with arousal, gripping him as they both become lost in the moment. When he pulls back, he admits wanting to do that all day and explains that inside the house he might not have been able to stop. He declares that he will never ask permission to kiss her.


Inside, Tobias avoids looking at her and tells her to shower while he walks Beau and warms the soup he requested from the café. He asks to take care of her for the night, noting that she has not eaten or slept, and promises that tomorrow she can express her anger freely. Cecelia wants to pursue him but chooses restraint and goes to shower.


After eating half the soup, Cecelia finds a note saying Tobias went for a run. His absence brings no relief. She reflects on their changed dynamic—they are now intimate strangers with the ability to be open publicly without repercussions. She fears he will leave again due to threats or boredom and resents that the reunion is on his timeline. She retires early and falls asleep exhausted.

Prologue-Chapter 7 Analysis

The novel opens with a 44-year-old Tobias in France, having found his purpose in Cecelia. This state of resolution is immediately contrasted with a jump back six years to the start of his attempt at reconciliation, labeled “HELL, DAY ONE” (11). This present-day tension is further fractured by flashbacks to Tobias’s childhood, such as a chapter detailing his care for his sick brother, Dominic, while living with a neglectful aunt. This non-linear structure immerses the reader in Tobias’s psyche as he grapples with past losses while pursuing a future he can envision but has not yet earned. The prologue functions as a narrative promise, reframing the present-day struggles not as a question of if the couple will reconcile, but how they will navigate the path to that point, prioritizing their emotional journey over plot suspense.


These early chapters develop the theme of The Corrosive Nature of Secrecy by framing Tobias’s revelations as strategic disclosures intended to reassert control. He dictates the flow of information, revealing that he murdered a man named Jerry and had Sean track Cecelia’s location, presenting these actions as necessary for her protection. Cecelia’s response is not relief but anger at the violation of her agency, retorting, “You bastards—even when I did your bidding and kept your secrets, you never once believed I could take care of myself.” (28). Her public denunciation of him at the café, where she lists his past offenses, is a direct attempt to reclaim the narrative. Tobias’s version of truth is enmeshed with a control he views as a prerequisite for safety. Cecelia, however, recognizes this as a continuation of past destructive patterns. Her objective is to establish new terms for their future, positioning herself as an equal partner rather than a protected asset.


Tobias’s character is defined by The Haunting Presence of the Past, as past trauma’s including Dominic’s death and Cecelia’s disappearance manifest in a need for control that masks his fear of inherited vulnerabilities. The prologue connects his life’s purpose to Cecelia but also notes the permanent loss of his brother. His fear of inheriting his father’s schizophrenia is a core aspect of his identity, creating a terror of abandonment that he claims hindered his relationships for years. In a childhood flashback, his obsessive counting of door locks is revealed as a trauma-induced compulsion. In the present, this need for control has expanded, culminating in his possessive declaration over Cecelia at the café. His actions function as a defense mechanism; he meticulously manages his external environment to minimize the risk of heartbreak.


When Cecelia first begins living with Tobias in the present timeline, she wears flannel pajamas as a sign that she is not yet ready to resume their former, romantic relationship. This deliberately non-sexual, protective clothing symbolizes the emotional distance she maintains, signaling that The Labor of Forgiveness and Redemption takes time. The house Tobias has built for them in France, which he dubs “the finish line” and refuses to enter without her, occupies a similar symbolic role for him, reminding him that the work of reconciliation is not yet complete. By opening with a prologue in this house, the novel presents a shared future of resolution and vulnerability before showing the work it takes them both to reach this future. The narrative’s emotional arc follows Tobias’s journey from confronting Cecelia in her flannel pajamas to the future prospect of meeting her at The Finish Line. This progression maps a movement from guarded mistrust to intimacy, grounding the plot in concrete details that reflect the characters’ emotional states.


The labor of redemption is an active, public negotiation rather than a passive act of acceptance. The confrontation at Meggie’s Café transforms a private conflict into a public one, enforcing a level of accountability. Cecelia does not merely reject Tobias’s possessiveness; she performs an indictment for an audience, listing his offenses by calling him a “thief, a liar” who “betrayed me” (64). In turn, Tobias does not defend himself or rationalize his actions, surrendering to her judgment with the public admission that “It’s all true.” (65). This forum dismantles his usual methods of control. He cannot rely on private manipulations and must instead submit to her verdict in the space she has created. His potential redemption is therefore contingent on this public act of surrender, a first step in proving he is willing to earn forgiveness on her terms.

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