58 pages 1-hour read

The Impossible Fortune

Fiction | Novel | Adult | Published in 2025

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Parts 4-5Chapter Summaries & Analyses

Part 4: “Sunday” - Part 5: “Monday”

Part 4, Chapter 30 Summary

Ron finds Bill Benson in the local pub, and he recognizes Ron from a picket line he was on in 1974; Ron gave a great speech. Ron asks if Bill knows Holly Lewis, and Bill says no. He confides that he’s not supposed to know Holly. Ron mentions Nick’s disappearance, which preceded Holly’s death, and Bill is shocked to learn of both events. Ron says they need help to figure out what happened to Holly and Nick, and Bill says he’ll take Ron to the Compound.

Part 4, Chapter 31 Summary

Joyce and Elizabeth are with Jill Usher. Joyce spins a yarn about a Victorian magician, a circus, and a fatal hot air balloon accident. Elizabeth sneaks in questions about Jill’s family, but it looks like Jill really is just a Manchester teacher and mom. When Jill’s husband, Jamie, gets home, he is immediately suspicious of their motives. As they leave, he tells them he’ll find out if this is a scam.

Part 4, Chapter 32 Summary

Bill takes Ron about five miles out of town to a fence with a sign declaring that this is Ministry of Defense land. Bill keys in a code, and they enter. Bill points out the security cameras en route to a small lodge, and he keys in another code. He takes Ron into the basement of that cottage, which Ron ascertains hides the entrance to the Compound. Bill says it takes about half an hour to get to the Compound from there and mentions that most appointments are on his watch, during the day. He has one in a couple of days with Lord Townes. Bill says that, to get into Nick and Holly’s box, Ron will need Bill, Holly’s code, Nick’s code, and a client, as a client must scan their thumbprints and retinas to access the vault.

Part 4, Chapter 33 Summary

Ibrahim goes to see Connie, and Tia leaves to do some work for “the job.” Ibrahim commends her, not realizing the “job” is a heist. He asks Connie about Davey, and she says he was a pioneer who built the local ecstasy market. He asks if Connie’s ever heard of the Compound, and she has. He asks if she’s a client, and she deflects. Connie doesn’t want Ibrahim getting tangled up with the people at the Compound.

Part 4, Chapter 34 Summary

Donna gets a text from Elizabeth, who wants her to investigate Jill Usher. Elizabeth also asks Donna to talk to Paul.

Part 5, Chapter 35 Summary

Bogdan insists on driving Joyce and Elizabeth to Lord Townes’s home, and Joyce notes the shabby grounds. Ron has told them of Lord Townes’s upcoming appointment at the Compound. Inside, Joyce glimpses the dust and peeling wallpaper, while Elizabeth questions Townes. He feigns surprise when she mentions Holly’s death, encouraging them to investigate Davey. Townes says he had promised to hook Nick and Holly up with some old friends once their assets were liquid, and he spoke with a few banking buddies about buying the Bitcoin. Townes is a man who clearly lacks the resources to keep up his estate, and he’s just learned about a huge fortune. When Elizabeth alludes to this as potential evidence of his involvement, Lord Townes says that, in brokering Holly’s deal, he would earn over 10 million pounds: 3% of the total. He admits that he is a Compound client but denies planning to visit anytime soon.

Part 5, Chapter 36 Summary

Danny plans to have Jason murdered, then Suzi. The contract killer he’s hired will masquerade as an Amazon driver and then kill Jason at home. Danny tells him to make it quick and clean, and he’ll see him in a couple of days with the rest of his payment.

Part 5, Chapter 37 Summary

Ibrahim thinks that, since Ron knows Bill, and Connie is a Compound client, the group should focus on getting the final piece they need: the codes. Ron, however, refuses to work with Connie, and they still don’t know Jill’s role in the whole scheme. Ron doesn’t feel like himself; he’s not even excited about the case. He realizes it’s because he’s worried about Suzi, and he wishes his family were being honest with him.

Part 5, Chapter 38 Summary

Lord Townes feels old and useless. He believes he’s just a lonely, mediocre man who has outlived his luck. He looks at his family’s crest and is reminded of their motto: Kill or be killed. He made the appointment at the Compound to retake charge of his life.

Part 5, Chapter 39 Summary: “Joyce”

Joyce and Ibrahim are doing their usual Monday routine of watching television quiz shows, eating dinner, and drinking wine. She thinks Davey is responsible for Holly’s murder, but Ibrahim encourages her not to underestimate Lord Townes or Nick.

Part 5, Chapter 40 Summary

After a trip to the theater, Paul interprets the play’s symbolism for Joanna. Joanna reflects that, like her mother, she mostly likes the ice cream in little tubs, but she hasn’t told Joyce that. Joanna thinks there are lots of things she probably should tell her mom. She wonders if Paul is hiding something big or small about Holly. He admits that he and Holly argued when Holly accused him of deliberately planning the wedding for a weekday to prevent her from coming. He finally tells Joanna that he and Holly dated, on-and-off, in their twenties, then again a few years ago. Joanna assures him that she’s not angry, and she’s relieved that he was only hiding something small. She tells him that he’s probably going to have to tell the police that he and Holly dated, but he’s afraid that people will think he’s somehow involved in her death. Joanna plans to loop in Joyce tomorrow.

Part 5, Chapter 41 Summary

Holly and Nick’s attorney, Jeremy, never takes work home, but he’s making an exception today. Holly’s file contains two envelopes, one marked in case of Holly’s death and one marked in case of Nick’s death. He’s received an email from Kent Hospital that Holly is dead. Now, Jeremy’s job is to track down Nick. He’s tried to call the listed number but got no answer. There’s another phone number in the file, and he decides to ring it tomorrow.

Parts 4-5 Analysis

Osman presents The Importance of Friendship and Community as vital to the characters’ lives and well-being. Elizabeth and Joyce, for example, have both lost their husbands. The man with whom Ibrahim was once in love has also died, and neither Elizabeth nor Ibrahim has children. The familial bonds the Thursday Murder Club members form provide them with support, companionship, and community, such that whatever they face, they are never facing it alone. Joyce’s emotional intelligence allows Osman to highlight the direct benefit of this kind of community on a lonely secondary character, Jasper, who takes Joyce’s advice about buying a few mugs and tea bags for guests to heart. Ron notes that he’s happiest when his apartment at Coopers Chase is “fit to bursting”; this is “just how he likes it” (138). Osman describes the ways the characters’ everyday rhythms are interwoven with each other. Ibrahim spends Monday evenings with Joyce and watches Below Deck with Connie. Joyce points out that “You choose your family,” a claim she saw “on Instagram” (56). They all choose each other, tucking away bits of information that could be significant, buying snacks for when another gets hungry, and living their lives together.


While Osman subverts certain expectations about aging by portraying this group as lively, adventurous, curious, and sharp, they are also Navigating the Complexities of Aging that range from the irritating to the tragic. Ibrahim feels lonely as he watches his friends walk away. Joanna and Joyce must carry on with Joanna’s wedding without Gerry. When Ron’s son shields him from the truth about his daughter, it makes Ron feel “weak.” After Joyce’s first visit with Jasper, she wonders, “How many men like Jasper sit behind beige front doors in quiet bungalows, not knowing how to dress or what to eat or where to go?” (89). Joyce’s observation is simultaneously highly specific and somehow universal, extrapolating the loneliness of one elderly man to a broader population of those who feel increasingly isolated and alone as they age.


Osman highlights the physical decline inherent in the aging process in both humorous and contemplative ways. Ibrahim notes that no one calls him “Mr. Arif” except his doctor, such as when he says something like, “One has to expect some weakening of bladder control in one’s eighties, Mr. Arif” (164). Other characters, such as Lord Townes, reflect on the ways their physical decline affects their view of themselves and their worth. Lord Townes mourns that “There are no appointments in his diary. No one is calling [….]. What a sight he must be these days, in his old clothes, with his old hair and his old smell” (191). Similarly, the signs that Ron’s body is no longer working exactly as it should make him feel diminished and infantilized when he’s forced to ask for help.

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