The Impossible Fortune

Richard Osman

58 pages 1-hour read

Richard Osman

The Impossible Fortune

Fiction | Novel | Adult | Published in 2025

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Parts 6-7Chapter Summaries & Analyses

Part 6: “Tuesday” - Part 7: “Wednesday”

Part 6, Chapter 42 Summary

Donna arrives at Coopers Chase, thrilled to have uncovered a piece of information Elizabeth doesn’t already have. She tells Joyce and Elizabeth that Jill’s husband, Jamie, has multiple fraud convictions and that the Ushers moved to Manchester so he could get a fresh start. She believes Holly was trying to reach Jamie, not Jill.

Part 6, Chapter 43 Summary

As Tia enters the warehouse, she pretends to keep finding new bits of metal on her person as she goes through the metal detector, and, eventually, she persuades the guard to just let her through. Her accomplice, Hassan, has wedged the loading-bay doors open. Tia gives him one of the guns she smuggled in and puts one on her cleaning cart. She wonders why she doesn’t feel more excited. She considers whether she should get a legal job in the future. The security driver should stop when he sees the forklift wedge in the door, but he doesn’t; he has too many deliveries to make. When the truck pulls in, Tia pulls out her gun, and the driver tells her to steal the truck because then he’ll get the day off. As she and Hassan drive away, however, the truck stops, sounds an alarm, and triggers a security feature that releases red gas into the cab. Tia shoots out of the windshield, and she and Hassan climb out and run in different directions. Connie pulls up and tells Tia to get in. Tia says she didn’t enjoy this heist and concludes that theft might not be for her.

Part 6, Chapter 44 Summary

When Jamie gets home, he’s disappointed to see the squad car in his driveway. There are a few reasons why the police could be there. Jill will be mad, he thinks. He knows he needs to run and thinks about the two elderly women who visited Jill, and wonders if this has something to do with them. Jamie pulls out Elizabeth’s card again as he drives off.

Part 6, Chapter 45 Summary

Connie brings Tia to Coopers Chase and asks Ibrahim to hide her. Ibrahim asks questions, and Connie admits that she’s been mentoring Tia to be a criminal mastermind, and a heist just went wrong. Connie can tell she’s in trouble with Ibrahim, and she explains that she was just trying to do what he said: share her wisdom. Ibrahim goes from angry to sad, and Connie apologizes to them both. She notices their strange expressions before realizing that she is crying. Ibrahim says he will help.

Part 6, Chapter 46 Summary

No one knows where Danny is. Kendrick is staying with Jason while Suzi stays with friends out of town for a few more days. Jason wants to teach Danny a lesson; he also wants to protect Ron. When the doorbell rings, Jason checks the camera. He tells the Amazon driver to leave it, but the man says Jason needs to sign for the package. Jason says he can’t come to the door, and the man begins shooting. Jason grabs Kendrick, and they leap out the back window.

Part 6, Chapter 47 Summary

Ron, Jason, and Kendrick go to Ibrahim’s. Ibrahim warns Ron that he already has guests. Kendrick can tell that Ron and Connie don’t get along. When Kendrick meets Tia, he is smitten. He likes her hair, her name, and the fact that she also likes Sprite.

Part 6, Chapter 48 Summary

Elizabeth asks Donna to question Paul without letting Joyce know what she’s doing. Joanna knows that Donna is not assigned to Holly’s murder, and immediately suspects Elizabeth is involved. Donna admits that Elizabeth did send her and asks if she can speak with Paul alone, but Joanna says no. When Donna asks questions about Holly, Joanna makes it clear that Paul has an alibi for the night Holly died. She mentions that Paul, as a Compound investor, has a right to access the CCTV there, and he’d like to see it, but the police impounded it. Donna gets a message that someone has tried to shoot Jason Ritchie, and she leaves.

Part 6, Chapter 49 Summary

Kendrick hears Chris questioning Jason. Jason says the shooter was an Amazon driver. Chris says he heard Danny left town, and he asks if Jason and Ron know anything about it. Ron and Jason assure Chris that they like him, but they don’t talk to the police. “We don’t grass” (246), they say, claiming it’s part of their “culture.”

Part 6, Chapter 50 Summary

Bogdan is putting up a new light in Elizabeth’s apartment. He asks where she got it, and she names a well-known department store that Stephen always went to for everything. Bogdan says that she’s been looking “happier.” She tries to describe her grief at the loss of Stephen. They look at Stephen’s chair, and Elizabeth tells Bogdan he can sit in it, but he says he can’t because Stephen’s still there. He gets a text from Ron asking him to come immediately and not to tell Elizabeth anything.

Part 6, Chapter 51 Summary

Jason finally tells Ron everything, including the abuse Suzi has hidden for years. Ron feels powerless. Jason says that Danny had his chance to kill Jason, and now it’s Jason’s turn, and Ron says they have to “be smart” about it. Bogdan and Elizabeth arrive. Bogdan says Elizabeth wouldn’t let him come without her. When Ron tells them everything, Elizabeth surprises him by agreeing when Ron says they need to prioritize dealing with Danny before the investigation into Holly’s murder and Nick’s disappearance. Connie knocks on the door; she wants to help, too. Ron welcomes her in.

Part 6, Chapter 52 Summary

Joanna gets a call from Jeremy, the lawyer who has been attempting to reach Nick since he learned of Holly’s death. He explains that, since he cannot reach Nick, he’s calling the only other number he has. Joanna says that she’s Paul’s wife and asks what happens if Nick is also deceased. Jeremy says that both envelopes then become Paul’s property.

Part 7, Chapter 53 Summary

Elizabeth meets with Jamie, who called the number on the card she’d given him earlier. Elizabeth still can’t see Davey, Lord Townes, or Paul as real suspects. When Jamie arrives, Elizabeth admits that she’s not a family history researcher, and he tells her that the cops were at his house. She asks him if he knows Holly, and he says he’s never heard the name before. When Elizabeth tells him about the bomb and Holly’s phone call, Jamie admits that he cons banks but insists he doesn’t kill people. She asks if Jill might have a secret life; he doesn’t think so. Elizabeth wonders if Holly dialed a wrong number. Suddenly, she realizes Holly wasn’t dialing a phone number at all.

Part 7, Chapter 54 Summary

Bill opens the lift so Lord Townes can enter. They ride down together, and Bill can tell Lord Townes is nervous. When they reach the vault, Lord Townes removes a small box from his safe. On the way back up, he seems calmer.

Part 7, Chapter 55 Summary

Joyce was bored, so she went to Ibrahim’s. Kendrick and Tia are there, and Joyce asks if Ibrahim has Kendrick searching for the code yet. Joyce explains to Tia that there’s a lot of money in a safe somewhere, but no one has the code. Elizabeth rushes in and announces that the first six digits Holly dialed are her own number, and the second six are her code.

Part 7, Chapter 56 Summary: “Joyce”

Joyce thinks about how each of her friends has contributed something to their investigation: everyone but her. She feels useless. Joyce realizes that Donna must have been on her way to question Paul when she stopped by the day before, and Elizabeth must have asked her to do it. Joyce thinks she might have her own job to do.

Part 7, Chapter 57 Summary

Ibrahim makes hot chocolates for himself, Tia, and Kendrick, and he thinks how much younger Tia looks than he’d first thought. She asks what his murder club does, and he says they investigate things. When he tells her about their case, Tia immediately thinks Nick is Holly’s killer. As they drink their cocoa, Ibrahim feels sleepy and happy, as though he’s surrounded by family. Tia and Kendrick look at the printouts of Nick’s texts, and they spot a pattern.

Part 7, Chapter 58 Summary

Kendrick has Joyce read the texts aloud, all six, and he writes down certain phrases, repeating them aloud. Each of the six text messages contains words that spell out one number, such as “Don’T WOrry” (280). The fact that there were six messages (and the code is six digits) tipped Tia and Kendrick off.

Parts 6-7 Analysis

In this section, Joanna’s reflections on the tension between herself and Joyce develop the novel’s thematic interest in The Normalcy of Intergenerational Tension. Osman suggests that the tension between Joanna and Joyce is the result of their shared history and Joanna’s desire to define herself independent of her mother. When Joanna and Paul go to the theater, Paul wants to dissect the play’s symbolism, and Joanna realizes that—like her mother—she mostly likes the small tubs of ice cream for sale at theaters. She should probably tell her mother this, she thinks, especially because she called Joyce a “philistine” when Joyce admitted as much. However, Joanna thinks, “who can ever really tell their mum anything? Too much static builds up over the years” (199), suggesting that establishing oneself as an independent adult necessitates the ongoing evolution of one’s relationship with their parent.


Joanna and Joyce find common ground over the course of the novel by learning to embrace that evolution, while accepting their shared history. Joanna finds it odd that she and Joyce can easily discuss murder, and Joanna wonders if that’s “Perhaps because it’s something they didn’t speak about [while she was] growing up? There’s no shared language to fracture them” (203). Joyce’s new life at Coopers Chase and her adventures with the Thursday Murder Club provide a neutral ground where each of them can be the person that they are in the present without getting caught up in a shared history of misunderstandings that snowball into something that feels unmanageable, like “static” that gets louder and harder to ignore.


Across the novel, Elizabeth’s arc centers on her attempts to grapple with The Long-Term Effects of Grief. She says, “They can’t tell you […]. That’s the thing about your own grief. No one can ever know it but you” (249). When Bogdan comes to install a new light in her apartment, they talk about Stephen and how he always purchased items from the same shop. Now, Elizabeth continues to purchase from the store, just to “keep [Stephen] happy” (248), even though it costs more. When Bogdan remarks that Elizabeth has seemed happier lately, she says, “‘Take every word anyone has ever written about grief [….]. Every word of every friend who breaks down in front of you, every tear you’ve ever seen shed. Take the whole lot of them and throw them down a well, and you wouldn’t even hear them hit the bottom” (248), suggesting the difficulty of articulating the reality and enormity of grief.


Elizabeth and Bogdan’s shared love of Stephen allows them to share in each other’s grief, underscoring The Importance of Friendship and Community as vital to the characters’ lives. When Elizabeth tells Bogdan he can sit in Stephen’s chair, Bogdan replies that he can’t because “Stephen is still sitting there.” Elizabeth replies, “I’m glad you see him too” (249), acknowledging the comfort of a shared grief and positioning friendship as a critical component to surviving such loss.

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