58 pages 1-hour read

The Impossible Fortune

Fiction | Novel | Adult | Published in 2025

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Parts 8-9Chapter Summaries & Analyses

Part 8: “The Following Thursday” - Part 9: “The Next Six Weeks and Four Days”

Part 8, Chapter 59 Summary

Danny is on his way back to England to clean up after the mess his assassin made and to handle something “much more exciting [that] has come up” (283).

Part 8, Chapter 60 Summary

Ron and Connie ride down in the lift to the Compound. Ron says that Elizabeth believes the guilty party will surface once they have the Bitcoin. Connie tells Ron that he can “still back out” (287), but he says it’s too late now.

Part 8, Chapter 61 Summary

Joanna sits on a Zoom and watches the Compound CCTV at the same time. She wonders how well she really does know Paul and why she hasn’t seen fit to tell him about Jeremy’s call yet. Joanna thinks again about Holly’s choice not to attend the wedding because it was on a weekday, and she wonders if maybe Holly was planning to visit the Compound that day.

Part 8, Chapter 62 Summary

Bill tells Ron and Connie that they must get it right; otherwise, all sorts of alarms will sound. The group wasn’t sure what order the codes should go in, but Ibrahim remembers Holly saying that it was “Always Holly and Nick” (290), in that order, so that’s what they have decided on. However, when Ron tries to type in the numbers, his fingers won’t work. That’s been happening a lot lately. Just as Connie’s about to enter the code for him, they consider that Nick and Holly might have added a twist. Maybe they’d do Nick’s numbers and then Holly’s, as a last protection. It works, and they find a little slip of paper with numbers and letters inside the safe. Connie asks if Ron is ready.

Part 8, Chapter 63 Summary: “Joyce”

Joyce, Ibrahim, Elizabeth, Tia, and Kendrick all wait outside the Compound for Ron and Connie to return, but they never emerge. While Joyce, Tia, and Kendrick eat ice cream, Tia asks Kendrick if his dad ever hits his mom, and Kendrick says that he does. She gently asks about Kendrick’s fears. Joyce recognizes that she could have asked Kendrick these questions, but she was afraid to know the truth. Ibrahim has received a text from Ron, who says the codes were correct, and “the key was in their hands” (298). But neither he nor Connie has returned.

Part 8, Chapter 64 Summary

Joanna searches the CCTV footage for her wedding date. She thinks about the night before her wedding, how she couldn’t sleep. But when Joyce texted her early in the morning, saying that she couldn’t sleep, Joanna ignored the messages. She thinks she did this out of some desire to prove that she is a grown-up. Joanna knows she often pushes Joyce away to show that she’s more than Joyce’s daughter. She hasn’t been willing to accept Joyce’s unconditional love because Joanna doesn’t give the same kind of love to herself. She vows to do better.


When she spots Holly on the Compound’s CCTV, she calls Joyce instead and makes a concerted effort to compliment Joyce and to control her instinctual irritation. Joyce says that Ron and Connie are both missing after visiting the Compound, and Joanna goes to today’s CCTV. She sees Ron and Connie emerge from the building, embrace, and then walk away in different directions. Joanna and Paul say that they’re on their way to Coopers Chase so the group can go see Davey.

Part 8, Chapter 65 Summary

Elizabeth knows she’s not at the top of her game, but she feels lucky to be part of a team. She, Ibrahim, Joyce, Joanna, and Paul visit Davey. Joanna takes the lead in questioning him, but she is too direct; Elizabeth tries a different tone. She answers some of his questions, and he offers to make some tea.

Part 8, Chapter 66 Summary

Ron sits in darkness at Pauline’s. He knows he was followed, and when he hears footsteps in the hallway, he sends her to the bedroom. His friends will be angry with him for what he’s doing, but he has to prove that he can still protect his family. Someone picks the lock, and Danny walks in with a gun.

Part 8, Chapter 67 Summary

Elizabeth asks Davey why Holly went to see him. He explains that Nick and Holly had been partners for a long time, but they weren’t always friends. Holly visited Davey and told him that she’d planted a bomb under Nick’s car so she could keep the entire fortune. She didn’t know if the bomb had gone off yet, so he’d sent her home to wait. Meanwhile, he went to Nick’s house and removed the bomb from his car. He tried to find Nick to warn him about what Holly was doing, but he couldn’t. He wanted to give Holly a warning, so he put the bomb in her car with a note that said, “Play fair.” However, she must have set something heavy on top of the bomb that made it explode. Elizabeth suggests that Nick and Davey are in this plot together to keep all the money, and he says that there’s one problem with that theory.

Part 8, Chapter 68 Summary

DCI Varma is eating a sandwich and not solving Holly’s murder. There is practically no evidence, and she cannot find Nick. She should be excited to solve her final case, but she’s not.

Part 8, Chapter 69 Summary

Davey confesses that the “Bitcoin” with which he paid Holly and Nick 10 years ago was just a string of letters and numbers he wrote down on a piece of paper. He figured they wouldn’t know, and he thought cryptocurrency would be a fad, and no one would ever be the wiser. Instead, its supposed value went through the roof. As long as Holly and Nick never chose to cash out, it was fine, so he kept encouraging them to hold onto it a little longer. Holly revealed her plan to him and ended up dead. The code is worthless.

Part 8, Chapter 70 Summary

Danny asks Ron for the code and tells him never to trust Connie, indicating that he and Connie made a deal to steal the Bitcoin from Ron. Ron says he will hand over the Bitcoin, but Danny must give him what he wants in exchange. He wants Danny to call off the hits on Jason and Suzi, and to promise to go away forever. Ron tells Danny to call the killer and put the call on speaker; if he’s convinced the call is legitimate, he’ll give Danny the code. Danny does it, and Ron is convinced. Ron thinks that he would do anything to protect his family. He acts as though he’s going to the bedroom to get the code, and when he opens the door, armed officers swarm out and arrest Danny. Connie has helped Ron double-cross Danny, despite the bad blood between them.

Part 9, Chapter 71 Summary

Lord Townes is on a boat in the middle of the English Channel. He has the box he took from his safe, which contains his father’s gun. He thinks about how something has always come along whenever he thought his luck had run out, and his string of good fortune, he thought, would continue after Nick and Holly’s visit. His 3% fee would provide him with enough capital to keep the estate running until after his death, and then it would be someone else’s problem. As Townes takes the gun out, he looks around, hoping to see a friendly ship speeding out to bring him good news. He angles the gun toward himself and thinks that his father would be angry with him. Just as he’s about to pull the trigger, he sees a ship in the distance.

Part 9, Chapter 72 Summary

Ron and Ibrahim are having tea. Ron says he knew Connie wouldn’t betray them because she wanted Ibrahim to be proud of her. Ron tells Ibrahim that he is loved, though it makes them both feel awkward. Ron says that Connie, Joyce, Elizabeth, Kendrick, and Ron all love him. Ibrahim is grateful for his friendships, and he understands why Ron needed to protect his family because Ibrahim feels the same way about protecting his friends. Ron asks where Tia is, and Ibrahim says Elizabeth took her to lunch.

Part 9, Chapter 73 Summary

Elizabeth explains to an unnamed man how Tia came to her attention. She claims that, if Tia had been born with the resources they had, she would have had a very different start in life; Elizabeth wants her to have that start now. The man says 18 is a bit young, but Elizabeth says he can give her a “little training,” maybe a gun. Tia asks what this job is, and the man will not specify. She asks if it’s legal, and he says yes, 80% of the time. He asks what Tia would say if he were to send her to Belize. She’d ask where Belize is and agrees.

Part 9, Chapter 74 Summary: “Joyce”

Joyce looks through Joanna’s wedding photos. She thinks she looks old but happy. DCI Varma suspects that Lord Townes, who has disappeared, is responsible for Holly’s death. Joyce thinks about how they were all staring at and contemplating the bomb the night Holly was killed, but that’s not the real story. The real story, she writes, is a scared boy in pajamas, his mom trying to keep him safe, and his grandad protecting them both. That’s real life, what’s really important. In the end, Joyce isn’t sure whose story this is and decides it’s a story about life’s quieter things, the individuals and relationships from which it’s easy to become distracted. She thinks about Suzi, Jasper, and Lord Townes, and she decides it’s really their story, not a tale about bombs and secrets and codes. She’s going to see Jasper tomorrow.

Part 9, Chapter 75 Summary

Paul gets a call from Jeremy, and Joanna pretends to have forgotten that she’d taken his call previously. Paul wonders if Joanna doubted his innocence or questioned their decision to get married so quickly. Joanna rejects both ideas. Paul admits that he had concerns the morning of their wedding, and he had spoken to Ibrahim. Ibrahim told Paul that he was marrying up and that Joanna has “good genes.” They agree not to keep any more secrets from each other. However, when Paul tells her about concert tickets he’s bought for a band she’s convinced him they both love, Joanna lies and says the concert is the day of Joyce’s glaucoma operation—Joanna and Joyce once told Paul that Joyce had glaucoma to hide the fact that they were talking about him. It’s not lying, Joanna thinks, it’s her “good genes.”

Part 9, Chapter 76 Summary

Nick has been lying low at a roadside Travelodge for over eight weeks. He has faith that Elizabeth will find him when it is safe for him to emerge, and he’s certain Davey tried to kill him. He wishes the Bitcoin had never come into their lives, as it ruined his friendship with Holly and made her greedy. Nick doesn’t want more money; he wants what Paul has: a satisfying job, a wife he loves, a purpose. He turns on the radio and hears a song that Paul has dedicated to “Nico,” whom Paul is “looking forward to seeing […] tomorrow” (351). Nick immediately calls Paul, who tells him it’s safe to resurface. Paul tells Nick that Holly is dead, and he has good news and bad news about the money.

Parts 8-9 Analysis

The final chapters integrate the novel’s central themes, emphasizing that the challenges inherent in Navigating the Complexities of Aging and The Long-Term Effects of Grief are mitigated by the support of friendship and community. During the group’s final visit to Davey, Joyce must grip the arm of Elizabeth’s chair to stand, prompting Elizabeth to think, “How pathetically delicate the two of them feel” (309). Elizabeth feels acutely aware of the changes their faces, minds, and bodies have undergone and the ways those changes affect their sense of their continued value in the world. Each of the characters has begun to feel irrelevant, even useless, when they cannot match their youthful selves in energy and speed. Elizabeth’s realization that “she may never be that woman again—the mind of a razor, the body a spring, the soul a granite cliff face” because “she doesn’t need to be. Because she is now part of a team. An odd team […]. But a team nonetheless” (305), emphasizes the chosen family the Thursday Murder Club has forged as a force greater than the sum of its parts.


The novel’s climax centers on Ron finding new ways to be strong for his family despite the physical decline that comes with age. He reflects on the fact that he can no longer tie his own shoes, so he started purchasing slip-ons. When he cannot still his hands long enough to key in the passcode, he feels the indignity of the loss of bodily control. Ron notes that Jason didn’t even tell him about Suzi because he “[h]adn’t wanted to upset an old man. Didn’t think Ron could protect her. But Ron is an old lion, and old lions will always protect their young. Whatever it might take” (327). Ron gives up his principles—choosing to “grass” on Danny to the police instead of handling his abusive son-in-law himself as he would have done in the past. He also chooses to leave the Thursday Murder Club completely out of the loop to protect them from any fallout. It’s this commitment to friends and family—their community—that rises to the top of Elizabeth’s and Ron’s list of priorities, in their most difficult times, evidencing its importance to their lives.


The resolution of Joanna’s arc comes with her acknowledgement that most of her issues with Joyce are actually the result of her own hangups, highlighting The Normalcy of Intergenerational Tension. After going to the theater with Paul, Joanna wonders why she is always pushing Joyce away, and she thinks, “There’s something about […] being a child, and the need of a child to be an individual, to be something more than the things she’s been taught and the way she’s been raised. The need to somehow teach a lesson to the person who has taught her so many lessons?” (299). Joanna wants to be more than Joyce’s daughter, more than the sum total of Joyce’s genes and mothering, and it takes realizing that her mother loves her unconditionally, despite being aware of her flaws, to help Joanna understand that she should love herself in the same way. By pushing Joyce away, Joanna actually misses out on things with her mom that she would really enjoy.

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