48 pages 1-hour read

What Happens in Paradise

Fiction | Novel | Adult | Published in 2019

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Background

Content Warning: This section of the guide includes discussion of death.

Series Context: The Paradise Trilogy

What Happens in Paradise is the second book in Hilderbrand’s trio of novels set on St. John in the US Virgin Islands. In the first book in the series, Winter in Paradise, Midwestern magazine editor Irene Steele and her two adult sons, Cash and Baker, receive the cryptic news that Russ, their husband and father, has been killed in a helicopter crash off the coast of St. John in the US Virgin Islands. The three Steeles travel to St. John and take up residence in the lavish, secret villa that Russ owned on the island, and begin investigating his death. As they become more immersed in the tight-knit island community, they slowly unravel the details of Russ’s double life with his mistress, Rosie, and his daughter, Maia. Grappling with unexpected upheaval in their own lives—Baker’s wife’s infidelity and the failure of Cash’s business—Irene’s sons feel an immediate connection with St. John and its residents, particularly Rosie’s grieving best friend, Ayers Wilson. Similarly, Irene finds a romantic spark with Rosie’s stepfather, Huck Powers, who agrees to help her uncover the secrets of Russ and Rosie’s relationship. The novel ends with the Steeles and Huck getting calls from the FBI informing them that the helicopter crash may not have been accidental.


Structurally, both Winter in Paradise and What Happens in Paradise (the first and second books in the trilogy) end with cliffhangers, positioning the three books as episodic rather than interconnected standalone novels. What Happens in Paradise sees Irene and her sons relocating to St. John, taking jobs on the island, and continuing to unravel the truth about Russ’s work and the events that led to his death. In the process, all three Steeles pursue new romantic relationships, extending the arcs Hilderbrand began in Winter in Paradise, in which Russ’s death serves as a catalyst for Irene, Cash, and Baker to make changes in their own lives and pursue more fulfilling futures. The cliffhanger ending of What Happens in Paradise reveals the FBI’s seizure of Russ’s assets, including Irene and Russ’s family home in Iowa City, leaving Irene without a familiar life to which she can return and pushing her toward new beginnings.


The third novel in the trilogy, Troubles in Paradise, details Irene and her sons’ journey to establish their lives on St. John and resolves the remaining elements of the mystery surrounding Russ’s criminal past. Hilderbrand’s series sits in conversation with other contemporary series that explore the complexities of familial and romantic relationships, such as Marisa de Los Santos’s Loved Walked In series.

Economic Context: Hedge Funds and Offshore Financial Havens

The central mystery of What Happens in Paradise is set against the backdrop of the complex and often opaque world of high finance. Russ Steele’s secret wealth is generated through his work for Ascension, a “hedge fund” (96) that operates outside the scrutiny of conventional financial markets. Hedge funds are private, aggressively managed investment pools available only to accredited, wealthy investors. Their regulatory exemptions allow for high-risk strategies and a level of secrecy that has, in the real world, sometimes facilitated illicit activities. The plot further invokes the practice of offshore banking when Irene’s lawyer discovers the money for her house was transferred from “a bank called SGMT in the Cayman Islands” (87), a well-known tax haven.


Jurisdictions like the Cayman Islands offer financial secrecy and minimal taxation, making them attractive for hiding wealth and, in some cases, laundering money. This narrative incorporates elements of real-world financial investigations like the 2016 Panama Papers leak, which exposed how powerful individuals used offshore shell companies and secret bank accounts to conceal assets and evade taxes. The FBI’s investigation into Russ for “white-collar crime” (95) grounds his fictional transgressions in the tangible reality of complex financial fraud, heightening the stakes of the novel’s family drama with the far-reaching consequences of greed in a globalized financial system.

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