After tryouts, Benji feels dejected after a terrible scrimmage. As Reggie drives the boys to the hotel, he encourages Benji to keep attending tryouts. In the hotel elevator, Felix seems embarrassed to be near Benji, who tells Felix he’s considering quitting. He then confronts Felix about honesty and their partnership. Benji explains he needs to make the team. Felix angers him by asking, “Why? […] You already have everything. You have friends and two parents and a house, and in a few weeks, you might be an actual millionaire” (196). Benji counters that even if Felix doesn’t manage to make the team, his mother will still be proud of him. When Felix asserts that Benji doesn’t really love basketball, Benji feels as if the other boy has given him “a slap.”

At Benji’s suite, his father enthusiastically asks about tryouts and offers to contact Coach Murphy on his behalf, but Benji refuses. His father insists that sports teach valuable lessons and that Benji deserves a spot on the team. Benji reflects that he doesn’t deserve it, but he believes that he does need to make his parents proud, and he feels that he lacks special talents. Remembering Aidan’s taunt, Benji decides not to bribe the coach directly but surmises that he can get the coach’s attention in another way. He researches Coach Murphy, and when he discovers that the coach has five-year-old twin daughters who love princesses and unicorns, Benji finds a business renting ponies dressed up as unicorns. Benji’s bank app reflects that he spends thousands on party planning and food services.

On Wednesday evening, Felix waits with Benji and his parents for word on who will make the basketball team; they will learn the results at nine o’clock. Felix notes that they’ve fallen behind on spending, even though Apex-7’s booking represents a pending million-dollar expense. When the list posts, Benji doesn’t make the team. Felix sees his name with an asterisk. Benji storms off while his parents console him. Meanwhile, Felix finds a note telling him to see Coach Murphy on Thursday. The next morning, Coach Murphy asks if Felix had anything to do with a bribe that was sent to his daughters’ elementary school and explains that on the previous day, three unicorns and an army of princesses had appeared. Felix realizes that this was Benji’s doing. He denies any involvement; Coach Murphy confirms that Benji was behind the bribe and then offers Felix a spot on the team. Felix asks if Benji would have made the team without the attempted bribe. Coach Murphy says no; he then comments that failing to make the team is the least of Benji’s problems.

On Thursday, Benji leaves the principal’s office with three days’ detention for the unicorn incident. In the cafeteria, Felix confronts him about the attempted bribe, but Benji angrily dismisses Felix’s concern, shouting that Felix made the team and abandoned him at tryouts. Felix labels Benji’s actions stupid and walks away. Benji has his mother take him home. 

On Friday, Benji fakes illness to miss school, and Felix doesn’t contact him. Benji writes a journal entry that puts a falsely positive spin on his failures. On Saturday morning, Felix calls to ask Benji to help him spend the remaining money, but Benji refuses, saying they can spend the money separately. Alma then texts Benji, inviting him to come get ice cream with a coupon. Thrilled, Benji agrees. At Sprinkles, Alma’s sister leaves them alone. Alma admits that she noticed Benji’s absence and his fight with Felix. When Benji confesses that he didn’t make the team, Alma suggests auditioning for the spring musical, Shrek. Initially dismissive of the idea, Benji becomes flustered and eventually agrees to consider it. When Alma says they should hang out together more often, Benji invites her to Georgie’s wedding, and she accepts.

Felix attends Georgie’s wedding wearing his Nike Air Flights. While walking Georgie down the aisle, he spots Laura Friendly, the Porters, Reggie, and Alma in the audience. Felix reflects on his spending spree of the previous day, when he rented a speedway to drive the Bugatti while Freebie chewed the steering wheel. He also bought designer clothes, a space-bound time capsule, and seven Stetson hats. 

After the ceremony, Laura mentions her own disastrous wedding. Felix asks if her failed marriage is the do-over she wishes she could buy, but she says no. While Felix dances with his mom, she says that she is glad they threw the expensive wedding. Georgie thanks Felix for the event and reveals that Benji has hinted at another surprise, which she guesses is a house. Panicking, Felix tries to correct her, but she walks away, still convinced that her guess is right. Felix confronts Benji, who confirms that Apex-7 is there; their performance will cost $1.1 million. Felix feels that he should cancel the performance, but he knows they need the expense to win, and he reasons that with the prize money for winning the contest, he could buy Georgie a house in December. He tells Benji that the concert isn’t what Georgie wants, but Benji dismisses his concerns.

Benji takes the microphone to announce a surprise gift, and Felix reluctantly joins him. Benji leads the guests to the courtyard, where he and Felix open doors to reveal Apex-7 performing. Lead singer Logan Jeffers begins singing. Georgie screams with delight as the guests record the event on their phones. Alma is thrilled, and she and Benji hold hands, moving toward the stage. Benji’s parents interrupt, his father angrily demanding to know if Benji paid for the band. After the song ends, Benji’s father confronts him in front of the guests, and a crowd gathers as the argument escalates. Georgie steps in and sees Felix’s guilty expression, realizing the truth. Benji defensively shouts that it’s their money and they can spend a million if they want to. Georgie confronts Felix, yelling at him for spending a million dollars when his family is struggling financially. Georgie breaks down crying and is led away by Michelle and Felix’s mom. Benji’s father demands Benji’s debit card, phone, and wallet, and he and his wife escort Benji away from the wedding. 

A bank statement shows that the boys’ balance now stands at $992,996.32.

Felix watches viral Billionaire Bratz videos of the wedding fight. He buys the domain BillionaireBratz.com for $65,000. His mom says that Georgie feels hurt and comments that a different gift would have been more helpful, although she clarifies that she does not expect Felix to buy Georgie a house. Upon seeing Felix wearing “Frodo’s pants” from The Lord of the Rings movies, his mom demands his debit card, claiming that he spends money irresponsibly. Felix surrenders it but privately plans to get a replacement through Trulz. His mom announces that she is quitting her Express Services job because she cannot manage both the job and her upcoming classes, and her boss refuses to reduce her hours. Felix protests that they can’t afford to lose the income. They argue; Felix calls her decision stupid, and his mom yells at him. 

While walking Freebie, Felix forgets to bring a poop bag and is confronted by a Daily Beat reporter, who films him and mocks him until Reggie intervenes. Felix decides to see Benji, hoping that his friend can make him feel better. He knocks on Benji’s suite door, but no one answers.

Benji’s parents force him to have lunch with a financial adviser named Mr. Rubin. Benji lies, claiming that he and Felix still have $3 million left. His father announces a plan to move the money into a new account. At the bank, the manager repeatedly states that the custodial account cannot be moved, nor can money be withdrawn. On Tuesday, Benji and his parents are at the airport for their Aruba trip. Benji’s parents have confiscated his phone, computer, and debit card, so Benji borrows his mom’s phone to call Felix. Felix reports that the principal, Mr. Palomino, stopped the boys’ recurring pizza and donut deliveries, most likely due to the wedding video that went viral. Felix explains that he skipped basketball practice to get a new debit card and failed to rent a blimp because the weather is too windy. Bridling when Felix snorts, he insists that these problems aren’t funny and says that his mother quit her warehouse job. Benji suggests telling their parents the truth about the contest, but Felix refuses. Benji promises that they’ll spend the remaining money and win the contest when he returns from Aruba. Benji’s father shows him a newspaper, which reports that due to the social media backlash, Apex-7 is refunding over a million dollars for the wedding performance. Benji is horrified, but he is forbidden from calling Felix again. A bank statement shows a refund of $1.08 million, bringing their balance back up to $1,936,636.10.

Felix’s mom hosts Thanksgiving dinner at their apartment. Felix invites Reggie and Laura Friendly, hoping to convince Laura to change the rules of the contest so that he can tell his mother the truth. Meanwhile, his mom establishes two rules for the dinner: no money talk, and dessert first. After a pleasant dinner and games, Laura prepares to leave for London. As Felix walks her out, he breaks the rule and tells Laura that his mom quit her job, believing that he is a millionaire. Felix explains that they’re failing in the contest and asks to renegotiate. Laura says she cannot change the rules, as she structured the challenge to be legally unalterable. She reveals that Leonard Trulz has a $500,000 bonus that is contingent upon rule enforcement. Felix angrily asks her to just give them a million, claiming that a friend would do so. Offended, Laura gets in her car and tells Felix that he is Cinderella at the ball and should enjoy his time instead of worrying about the end of the story. The car drives away, leaving Felix feeling as if his life will never return to normal.