56 pages 1-hour read

Story of My Life

Fiction | Novel | Adult | Published in 2025

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Chapters 21-30Chapter Summaries & Analyses

Chapter 21 Summary: “My Dinghy’s Bigger Than Yours”

Content Warning: This section of the guide includes discussion of illness, death, emotional abuse, sexual content, and cursing.


Hazel texts Cam about what she should wear for their secret date tomorrow, but he is of no help. Hazel and Laura meet to go shopping in the nearby town of Dominion for finishes for Heart House. While they’re out, Laura explains the rivalry between the two towns. The people from Dominion believe that they’re superior to those in Story Lake because their town has more tourism, which has led to faster growth. Cam eventually texts to check in on Hazel, who hasn’t bothered him in a while, but she ignores the message to focus on her time with Laura.


Hazel saw a family picture in Laura’s house earlier that day depicting Laura, her three kids, and her husband. However, it isn’t until they are out for lunch and Hazel asks for dating advice—blaming it on research for her book—that Laura implies that her husband is no longer in the picture. Hazel wonders if he’s deployed or if they’re separated. Rather than asking for details, Hazel reveals that she is divorced. When she adopts a pitiful attitude and worries about how she can be a respected romance novelist if she’s divorced, Laura isn’t necessarily sympathetic, stating, “[S]ometimes things don’t work out exactly the way we planned” while gesturing to her wheelchair (231). Before Hazel can feel too guilty, Laura continues that the worst thing that’s happened to Hazel shouldn’t be disregarded because worse things have happened to other people.


The mayor of Dominion, a fashionable, blond woman named Nina, approaches their table to brag about the town’s success compared to Story Lake. When she tells Laura to say hello to her brothers for her, Laura reveals that Nina has dated all of them. However, when she introduces Hazel as Cam’s girlfriend, getting a jealous reaction from Nina, it becomes apparent that he is the brother she was implying. After Nina leaves, Hazel asks how Laura knew about her secret date with Cam. Laura’s shock at the news reveals that she was just baiting Nina, but she promises not to tease Cam about it right away. The women go furniture shopping before heading back to Story Lake. In the car, Laura shows Hazel the family group chat on her phone. The conversation starts with Cam asking the group about Hazel’s well-being, and this topic prompts the family to express their worries about Laura as well. Laura states, “[Y]ou get in one horrific accident while out for a run and your family never lets you forget it” (238), before video calling her family to show them that she and Hazel are alive and well.

Chapter 22 Summary: “Fine Dining Fuckaround”

Hazel meets Cam on her front doorstep, dressed for their date. When she asks how she looks, Cam simply says that she looks “fine,” which prompts her to want to change immediately. Cam stops her from doing so, insisting that he’s too hungry to wait. He gives a possible explanation for her book, claiming that perhaps her hero said “fine” because her heroine “looks so good she made him forget his entire vocabulary” (241). Cam accidentally lets slip that he’s reading one of Hazel’s novels, which she appreciates even though it confuses her. Cam proceeds to take Hazel to a fancy restaurant that both dislike. Hazel accuses Cam of purposefully trying to sabotage the date. When she attempts to pay and storm off, Cam covers the bill himself and follows her. Though Hazel is inclined to go directly home, Cam convinces her to go on a true Cam-style date.

Chapter 23 Summary: “Grand Theft Boat”

Cam takes Hazel to a convenience store, where he buys them hoagies and beers. He then brings them to the lakefront, where he borrows Levi’s boat and takes them out onto the water beneath the stars. Hazel is begrudgingly impressed with the romantic idea.

Chapter 24 Summary: “An Accidental Swim”

Hazel convinces Cam to open up to her. She asks about his family, and he reveals that he, Levi, and Gage are biological siblings who went into foster care after their parents died in a car accident. They were split up and sent to different foster homes. Eventually, Gage was placed with the Bishops, who loved him, worked hard to reunite all the brothers, and adopted them. Cam admits that he feels guilty for having left them. After college, he took a job in Maryland with a real-estate developer and worked his way up while everyone else stayed in Story Lake. When his father had a bad stroke, Cam temporarily returned home to help the family, but he eventually left again. It wasn’t until Laura’s accident that he quit his job, sold his place, and came home for good. While he feels selfish about leaving in the first place, Hazel assures him that it’s not selfish to want his own life.


When Cam asks about her own family, Hazel attempts to change the subject, but she eventually divulges that she is not close with her mother, who is nearly on her seventh marriage. She also shares that her father died when she was a toddler and that she doesn’t even have pictures of him because she and her mother moved so much. When Hazel expresses distaste over her mother’s lifestyle, claiming that people are supposed to look for “the one,” not “the seven,” Cam asks if her ex-husband was the one, pointing out the flaw in her understanding of romantic love. Hazel admits that she allowed Jim to walk all over her. Cam is disgusted when she reveals that Jim—an agent who represents literary fiction—dismissed her books because they are romances.


Cam eventually has the urge to kiss Hazel as their conversation becomes more intimate. To escape the urge, he takes them back to the dock, where they are surprised to find Levi and the town pig, Rump Roast. Startled, Cam accidentally knocks Hazel into the water and then jumps in after her. After driving her home, Cam walks Hazel to her door and gives her an intense goodnight kiss to properly end their fake date.

Chapter 25 Summary: “Face and Ass First”

Feeling inspired by the events of the night, Hazel immediately retreats to her office, where she writes throughout the night, churning out over 10,000 words. Darius interrupts her when he arrives at her doorstep the next morning to take her to town bingo. At bingo, Hazel informs Zoey of her progress while they watch an intense town bingo event that more resembles a sports match. After the game concludes, with the Bishop family team proclaimed the winners, Cam pulls Hazel into a private alcove. They kiss passionately again but are almost caught by Zoey, who is looking for Hazel.

Chapter 26 Summary: “A Rude Awakening”

Unable to stop thinking about his kiss with Hazel, Cam is barely able to sleep. When he shows up to continue working on her house the next morning and Gage mentions that Hazel is sleeping, Cam becomes annoyed that “the woman th[inks] she c[an] leave [him] sleepless while she ca[tches] up on her z’s” and decides to demo the bathroom next to her room, startling her awake (289). Wearing a tank top and short shorts, she barges in to scold him, but when his brothers join them upstairs, he hides her from sight, not wanting his brothers to see her so undressed.


Later, Hazel asks the men to pose for shots for her social media. While Cam grumpily refuses, Levi and Gage enthusiastically participate. Afterward, his brothers confront him about his behavior with Hazel. They suspect that he plans to mess with her feelings and warn him away from pursuing Hazel because the family business is on the line.

Chapter 27 Summary: “A Legally Binding Sex Pact”

Cam picks up Laura’s daughter Isla from her first student council meeting. Isla complains about a boy who was flirting with her all summer but asked another girl to homecoming. She accuses the boy of messing with her feelings. Relating Isla’s situation to the situation between him and Hazel, Cam begins to feel guilty for his recent behavior. He visits Hazel at her home later that evening to talk, but he becomes distracted while helping her hang curtains, concerned that she’ll hurt herself. Afterward, Cam expresses his intense sexual attraction to her and his desire to have no-strings-attached sex.

Chapter 28 Summary: “Roiling Lust Swamp”

Hazel expresses the same desires, and to protect their mutual interests—his family securing her business through the renovation and Cam remaining her source of inspiration—Hazel and Cam write out a mutual agreement to no-romance sex and sign it before consummating.

Chapter 29 Summary: “The Official Asshole Rating Scale”

After sex, Cam feels the need to have another conversation with Hazel, affirming their agreement. Deep down, Cam feels some disappointment and hurt when Hazel readily confirms that the sex is casual and no-strings-attached. Instead of leaving, Cam settles in for snacks and TV, but they’re eventually interrupted by Zoey’s arrival, which prompts Cam to hide in a closet to escape detection. When Zoey finally leaves the premises, Hazel receives a text from her neighbor, Felicity, who claims to have seen Cam sneaking out in his underwear after being unable to find his pants. She agrees to keep it secret only if Hazel delivers her groceries for the next month.

Chapter 30 Summary: “Escalation”

Hazel continues writing her novel, including spicy sex scenes inspired by her recent experiences with Cam. Meanwhile, her social media presence has continued to pick up. One day, during construction at the house, Zoey barges inside in a fit of anger to show Hazel Jim’s latest interview. In the interview, Jim discusses how he doesn’t represent romance, only literary fiction, because they’re “gritty, worthwhile stories” that aren’t “all happily ever afters and sex” (328). He then mentions his ex-wife by name, stating that Hazel had to pander to a certain demographic to succeed but couldn’t keep up and is being dropped by her representation and, soon, her publisher. When Hazel becomes upset, she attracts the attention of Cam and his brothers, who read the post as well. They become angry enough on her behalf that they nearly drive to New York to teach Jim a lesson, only relenting when Hazel claims that she will take the high road and get revenge by writing her next best-selling novel.

Chapters 21-30 Analysis

In these chapters, Score deepens both Hazel’s and Cam’s character arcs while heightening the internal and external conflicts that threaten their personal growth and budding relationship. The story continues to reinforce the novel’s central themes while layering in more intense emotional stakes, particularly as Hazel and Cam confront the false beliefs keeping them from intimacy and personal fulfillment.


Hazel’s commitment to reinventing her life remains strong, even as she continues to wrestle with doubts about whether she deserves happiness. Her nervousness before the fake date with Cam shows how deeply ingrained her fears remain. When she claims, “All I want to do is write a book, hide in my house, and get a cat. I’m over the whole relationship thing” (235), it is clear that Hazel—still measuring her love life by the unrealistic rubric of the “happily ever after”—sees emotional withdrawal as her safest choice. She has not yet understood Happiness as a Lifelong Project. Yet the facts that she dresses up for Cam, texts him for advice, and is rattled when he simply responds with “fine” to her query about how she looks point to a quiet hope that her story may still hold something more.


Score uses the fake-dating scenario to build genuine intimacy between Hazel and Cam at a faster pace. Despite the fake-dating premise—another common rom-com trope—the physical and emotional tension between Hazel and Cam quickly becomes real. The culmination of their fake date, with a kiss at her doorstep, signifies a shift that neither can dismiss. Hazel’s subsequent burst of inspiration, during which she writes over 10,000 words in a single night, links her emotional openness to creative resurgence.


During their first date, Score contrasts Cam with Jim in multiple ways. Cam accidentally confesses to reading Hazel’s novels prior to their date, to which she replies, “[T]hat’s book-boyfriend material” (245)—a gesture so romantic as to be worthy of an idealized, fictional love interest. Unlike Jim, who dismissed Hazel’s work as unserious, Cam makes small but meaningful gestures that validate her talents, setting up a clear juxtaposition between Hazel’s toxic past relationship and her healthier emerging bond with Cam.


Cam’s backstory, revealed during the lakeside conversation, offers important insight into his emotional distance. Losing his parents in a car accident, being separated from his brothers in foster care, and then reuniting with them under the Bishop family’s care explains why Cam clings to control and resists emotional vulnerability. Meanwhile, Hazel’s background with her own mother further illustrates her complicated relationship with romantic happiness. Her mother’s repeated marriages reflect what Hazel assumes is a desperate search for security through external validation, which Hazel has rejected, but not without carrying her own distorted views of love and fulfillment. These psychological obstacles point to The Challenges and Rewards of Personal Reinvention for both Hazel and Cam.


The reappearance of Jim in Chapter 30 provides a sharp external conflict that threatens Hazel’s progress. His interview, in which he belittles Hazel’s writing and career trajectory, reopens old wounds. Jim’s claim that romance novels are not “gritty, worthwhile stories” strikes at Hazel’s still fragile reacceptance of her professional identity (328). His public comments about her supposed failures threaten to push Hazel into a moment of crisis, but unlike in the past, she chooses action over despair. Rather than retreating, Hazel commits to finishing her novel and proving him wrong.

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