Gold Digger

Susie Tate

Gold Digger

Susie Tate
62 pages2-hour read
Fiction
Novel
Adult
Published in 2024

A modern alternative to SparkNotes and CliffsNotes, SuperSummary offers high-quality Study Guides with detailed chapter summaries and analysis of major themes, characters, and more.

Character List

Meet the key characters, with insights into their roles, motivations, and relationships—spoiler-free.

Major Characters

Lottie is an independent woman in her late twenties working two jobs to support her younger half-sister. She cleans houses for the wealthy and waitresses at a local bar while also taking university psychology classes. Driven by past family trauma and current financial instability, she is fiercely protective of her small family unit. She approaches her difficult circumstances with pragmatism and a dry sense of humor.

Key Relationships

Older Half-Sister and Guardian of Hayley

Employee and Romantic Interest of Ollie Harding

Friend of Vicky

Evaluated by Margot

Wary Observer of Blake

Legal Adversary of Brenda

Legal Adversary of Tony

Ollie is a billionaire duke and property developer belonging to the British royal family. Accustomed to immense privilege and authority, he often acts as a commanding protector toward those in his circle. Despite his entitled upbringing, he harbors a genuine attraction to his cleaner and exhibits strong loyalty to his family members.

Key Relationships

Employer and Romantic Interest of Lottie Forest

Son of Margot

Brother of Claire

Half-Brother of Vicky

Brother-in-Law of Blake

Uncle of Florrie

Best Friend and Business Partner of Felix

Close Friend of Matt

Hayley is Lottie’s eight-year-old half-sister. Following the loss of her parents, she experiences selective mutism and communicates almost exclusively with Lottie through whispers and physical gestures. She is a highly observant and sensitive child who maintains a deep attachment to her older sister.

Key Relationships

Younger Half-Sister and Ward of Lottie Forest

Friend of Florrie

Granddaughter of Brenda

Granddaughter of Tony

Acquaintance of Ollie Harding

Blake is Claire’s husband and Ollie’s brother-in-law. He presents a polished exterior to high society but exhibits manipulative and cruel behavior behind closed doors. He struggles with alcohol use and poses a quiet but immediate physical threat to the people around him.

Key Relationships

Husband of Claire

Father of Florrie

Brother-in-Law of Ollie Harding

Adversary of Lottie Forest

Associate of Giles

Supporting Characters

Vicky is Ollie’s half-sister and a highly intelligent financial advisor. Because she is on the autism spectrum, she processes the world differently and sometimes experiences sensory overload. She possesses a candid, unfiltered communication style and observes her surroundings with keen intelligence.

Key Relationships

Half-Sister of Ollie Harding

Half-Sister of Claire

Friend of Lottie Forest

Romantic Interest of Mike

Margot is Ollie’s mother and a matriarch figure within their wealthy family. She places high value on social expectations and orderly control, holding strong opinions on who associates with the royal family. Behind her authoritative exterior, she exhibits a maternal and protective instinct toward those she considers vulnerable.

Key Relationships

Mother of Ollie Harding

Mother of Claire

Evaluator of Lottie Forest

Acquaintance of Hayley

Claire is Ollie's polished sister. She appears well-kept and adheres to the expectations of her high-society life, maintaining an image of perfection for her peers. Beneath this elegant facade, she lives in a state of quiet fear due to her husband's volatile behavior.

Key Relationships

Wife of Blake

Mother of Florrie

Sister of Ollie Harding

Half-Sister of Vicky

Daughter of Margot

Florrie is Claire and Blake’s young daughter. She is a confident, talkative girl who easily bridges the gap between different social circles. Her bright personality serves as a stark contrast to the quiet anxiety present in her family.

Key Relationships

Daughter of Claire

Daughter of Blake

Niece of Ollie Harding

Friend of Hayley

Felix is Ollie’s best friend and business partner in his development company. He is supportive of Ollie and often serves as a sounding board for his friend's complicated personal life, offering a slightly more grounded perspective than the royal duke.

Key Relationships

Best Friend and Business Partner of Ollie Harding

Romantic Partner of Lucy

Business Partner of Harry

Matt is one of Ollie’s closest friends who works a manual labor job. He offers practical, grounded advice regarding Ollie's romantic dilemma, providing a working-class viewpoint within the duke's inner circle.

Key Relationships

Close Friend of Ollie Harding

Mrs. Higgins is the elderly, reliable housekeeper at the Harding mansion. Her presence and competence allow Ollie to keep Lottie on staff despite Lottie's frequent clumsiness and lack of professional cleaning skills.

Key Relationships

Employee of Ollie Harding

Coworker of Lottie Forest

Brenda is the paternal grandmother to Hayley. She firmly believes she can provide a more stable, affluent home for her granddaughter, creating a looming custody threat that heavily influences Lottie's decisions.

Key Relationships

Paternal Grandmother of Hayley

Wife of Tony

Legal Adversary of Lottie Forest

Tony is Hayley's paternal grandfather. Along with his wife, he seeks custody of Hayley, believing their financial stability makes them better and more appropriate guardians than a struggling young waitress.

Key Relationships

Paternal Grandfather of Hayley

Husband of Brenda

Legal Adversary of Lottie Forest

Giles is a wealthy businessman and associate of Blake. He acts entitled and disrespectful toward service workers, viewing women in the service industry as objects for his amusement.

Key Relationships

Harasser of Lottie Forest

Assaulted by Ollie Harding

Associate of Blake

Mike is a professional acquaintance who catches Vicky's eye. He proves to be a calming and supportive presence during moments of high stress, demonstrating patience with Vicky's unique needs.

Key Relationships

Romantic Interest of Vicky

Lucy is Felix's romantic partner. She frequently accompanies him to business dinners and social functions, integrating smoothly into the Harding family's extended circle.

Key Relationships

Romantic Partner of Felix

Harry is a business partner in Ollie's development firm. He possesses a large ego that occasionally requires careful management during professional negotiations to keep deals on track.

Key Relationships

Business Partner of Ollie Harding

Business Partner of Felix