The novel opens with narrator Eliza Ramsey reflecting on a plane crash that occurred when she was seventeen. Her family had boarded her father Gideon's single-engine Piper Cherokee to fly home to Boston after her older sister Bea's college graduation. Their parents, Gideon, a physics professor, and Faith, a probate judge, were killed. Only Eliza and Bea survived.
Eleven years later, Eliza works as an associate literary agent at LexLit Literary Agency in Boston under its founder, Whitney Hart. Her eleven-year-old niece, Piper Ramsey Lennix, has been staying with her while Bea, now a social media fashion influencer, was away. On an early August evening, Bea fails to pick Piper up and stops responding to calls. Eliza grows anxious because the next day is Remembrance Day, the anniversary of the crash, which Bea has never missed. Piper reveals that Bea and her ex-husband, Kyle Lennix, have been fighting; the couple recently divorced, and Kyle is in Japan. After the crash, the sisters' maternal aunt, Margaret, served as a semi-guardian until both were independent. Bea and Kyle later adopted Piper, then five, through what Eliza understood to be a closed adoption.
On Remembrance Day, Eliza notices that Bea packed Piper's white ceremony dress, suggesting she planned not to return. At Mount Auburn Cemetery, Eliza and Piper perform their annual ritual at the family headstone. Kyle responds to Eliza's texts dismissively, showing no concern for Bea.
Eliza drives to Bea's Brookline house to investigate. The spare key is missing. A neighbor reports hearing Bea and Kyle argue about motherhood and who Piper's mother is. Eliza breaks in through a basement window, triggering an alarm whose code has been changed. Police find Bea's closet and drawers completely emptied, with passports and documents gone from the family safe. Piper's belongings remain untouched. A note in Bea's study reads "Monday, 12:30" alongside an untraceable phone number. After the police leave, Eliza finds a note in Bea's mailbox in what appears to be Bea's handwriting: "STOP LOOKING FOR ME" (108). She also learns that Kyle's Mercedes is at the airport's international terminal. Back at her apartment, Piper spots a stranger's silhouette in Eliza's window. Police find no intruder, but Piper's stuffed spaniel, Floppy, has been placed outside the door like a deliberate message.
Eliza accepts Whitney's dinner invitation at the office, where conversation turns to the Greylock Killer, a serial murderer active in the Berkshires during Eliza's childhood summers at the family's Mallard Cove cottage. Eliza and Bea had been obsessed with the case, memorizing the four victims' names. Eliza is startled to learn Bea takes Piper to Mallard Cove regularly. Piper knows the caretaker, Logan, the son of the original caretaker, and mentions that duplicate belongings are kept at the cottage. Convinced Bea may be there, Eliza drives out that night.
Arriving past midnight, Eliza finds the key under the doormat, as a text from the caretaker's number had promised, but the cottage is empty. At 3:11 AM, Logan Granby, formerly Logan Gray, appears at the door. He reveals a different phone number for Bea. Eliza borrows his phone and texts it, receiving a staticky callback in which she catches only the words "the phone" before the line dies. Logan drops his phone into a rain barrel and departs with the words "Wouldn't want to be ya" (193).
Eliza retrieves the waterlogged phone and, in Bea's closet, discovers a green cardboard box containing family documents, Greylock Killer clippings, and a bound manuscript titled
Greylock Nights by Gideon Ramsey about the serial killer. Whitney's blue-pencil edits appear throughout, alongside flirtatious comments. Eliza concludes that Whitney and Gideon had an affair. Noting the timing of Piper's adoption, Whitney's persistent interest in Piper, and a shared hereditary motion sickness linking Piper to the Ramsey family, Eliza theorizes that Piper is Whitney and Gideon's biological child and that Whitney orchestrated Bea's disappearance to reclaim her.
The next morning, Aunt Margaret arrives at the cottage, followed by Whitney. Eliza confronts Whitney, who denies any romance with Gideon. Whitney explains that one of the victims, Caroline Carretella, was her goddaughter, and her involvement with the manuscript was driven by the desire to solve Caroline's murder. She reveals that the killings stopped because Gideon's manuscript led to the arrest of Leonard Gray, the Ramseys' caretaker. Gray confessed to two of the four murders, was imprisoned for eleven years, and recently killed himself after being denied parole. Within a week of his death, Bea disappeared.
Whitney instructs Eliza to read aloud from the manuscript's final section, in which Gray mentions a woman who knows his rages and vows to avenge him. Whitney asks Margaret how she avenged Gray. Logan, who has returned for his phone, calls Margaret "Mother," exposing the truth: Margaret is Logan's mother, and Leonard Gray was her lover. Margaret erupts, confessing that Gideon sent the love of her life to prison and that Faith told her to end the pregnancy. Margaret pretended to comply but secretly raised Logan. She confesses to causing the plane crash by putting water in the gas tank: "I watched you taxi away. And I could not wait for you all to be wiped off the face of the earth" (305). Eliza records the confession. Police arrive, summoned through Whitney's contacts, and arrest Margaret and Logan.
A police cruiser delivers Bea, alive and well. Margaret had tricked Bea into checking into a no-electronics spa on Monday at 12:30, matching the note on the legal pad, and left Bea without phone access all week. Margaret orchestrated everything: changing the alarm code, writing the threatening note, emptying Bea's closet, and sending Logan to break into Eliza's apartment. Her plan was to kill all three Ramsey women at the cottage and claim guardianship of Piper to control the family fortune.
Alone with Eliza, Bea reveals the truth about Piper: Bea became pregnant during her senior year of college, and Margaret pressured her to give the baby up. Years later, Bea found Piper in foster care and reclaimed her biological daughter through what she called a closed adoption. Piper does not yet know Bea is her birth mother. Kyle's discovery of this truth fueled the couple's arguments, though he has returned from Japan and a reconciliation appears underway.
Piper then reports a gas smell from the cottage. Margaret had turned on the gas and lit a candle before her arrest. The cottage explodes, destroying the house and Gideon's manuscript. Eliza, Bea, Piper, and Whitney survive only because they were outside. Margaret's act is her second attempt to annihilate the family.
Days later, Whitney explains the final pieces: Gideon knew about Bea's pregnancy, and Faith was using her court connections to recover the baby when both parents died. Whitney, feeling responsible for pushing the investigation that indirectly caused the crash, quietly helped Bea find Piper years later without Bea's knowledge. Whitney shows Eliza the afterword of Gideon's manuscript, promotes Eliza to full-time agent, and the two toast to stories, acknowledging that every ending is also a beginning.