The Impossible Fortune

Richard Osman

58 pages 1-hour read

Richard Osman

The Impossible Fortune

Fiction | Novel | Adult | Published in 2025

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Character List

Meet the key characters, with insights into their roles, motivations, and relationships—spoiler-free.

Major Characters

Joyce is a widowed former nurse living at the Coopers Chase retirement community. She documents her daily life and the investigations of her friends in a personal journal. She frequently uses her pleasant, unassuming demeanor to extract information from suspects who underestimate her intelligence. Currently, she balances the excitement of her daughter's wedding with her efforts to support her grieving best friend.

Key Relationships

Widow of Gerry

Best Friend of Elizabeth Best

Close Friend of Ibrahim Arif

Close Friend of Ron Ritchie

Acquaintance of Jasper

Elizabeth is a retired operative for MI6 and the pragmatic founder of the Thursday Murder Club. She has spent the past year heavily burdened by the death of her husband, Stephen. When a wedding guest presents her with photographs of an explosive device strapped to a car, the new mystery slowly pulls her out of her emotional isolation.

Key Relationships

Widow of Stephen

Best Friend of Joyce Meadowcroft

Investigator for Nick Silver

Former Colleague of Jasper

Close Friend of Bogdan

Ibrahim is a retired psychiatrist who provides steady counsel to his fellow Coopers Chase residents. He leads a quiet, highly structured life and occasionally struggles with feelings of isolation when his friends are occupied with their own families. He dedicates his time to mentoring former inmates to guide them toward lawful, productive lives.

Key Relationships

Counselor to Connie Johnson

Best Friend of Ron Ritchie

Close Friend of Joyce Meadowcroft

Host to Tia Malone

Ron is a former union organizer known for his stubborn principles and physical toughness during 1970s labor strikes. He relies heavily on his chosen family at Coopers Chase. When a domestic crisis threatens his son and daughter, he finds himself increasingly frustrated by his aging body and his family's attempts to shield him from the truth.

Key Relationships

Father of Jason Ritchie

Grandfather of Kendrick

Boyfriend of Pauline

Best Friend of Ibrahim Arif

Father-in-law of Danny Lloyd

Connie is a local drug dealer who recently completed a prison sentence. She maintains a tough, intimidating exterior but harbors a soft spot for Ibrahim, the psychiatrist who counseled her. She applies his advice about mentoring by taking a young aspiring criminal under her wing to execute local heists.

Key Relationships

Former Patient of Ibrahim Arif

Mentor of Tia Malone

Joanna is Joyce's adult daughter. She is an independent woman preparing to marry a man she met online six months prior. She loves her mother dearly but frequently misinterprets Joyce's comments as criticism, creating typical generational friction. She attempts to establish her own identity while managing the logistics of her new life.

Key Relationships

Daughter of Joyce Meadowcroft

Wife of Paul

Daughter of Gerry

Danny is a small-time criminal and violently abusive husband. He routinely assaults his wife, assuming she will never fight back. When she finally kicks him out, he leaves the country and begins orchestrating violent retaliation against her family members from afar.

Key Relationships

Abusive Husband of Suzi Lloyd

Father of Kendrick

Enemy of Jason Ritchie

Supporting Characters

Paul is Joanna's new husband, a man she met online six months ago. He is well-liked by Joyce and the Coopers Chase residents, but his past connections to a cold storage security company bring unexpected complications to his new marriage. He is eager to prove himself as a reliable partner to Joanna.

Key Relationships

Best Friend of Nick Silver

Former Boyfriend of Holly Lewis

Nick is Paul's best man and a business owner who runs a cold storage security company. He approaches Elizabeth at the wedding to show her photographs of a bomb attached to the underside of his car. Shortly after this interaction, he completely vanishes, leaving his friends and business partners searching for him.

Key Relationships

Business Partner of Holly Lewis

Best Friend of Paul

Client of Elizabeth Best

Holly is Nick's business partner at the Compound, a cold storage facility. She holds one half of a required security code that protects a massive cryptocurrency fortune. She is brusque, financially driven, and eager to track down Nick to resolve their business matters.

Key Relationships

Business Partner of Nick Silver

Former Girlfriend of Paul

Former Associate of Davey Noakes

Client of Lord Robert Townes

Tia is an 18-year-old aspiring criminal who accepts mentorship from Connie Johnson. She takes a job at a warehouse specifically to learn its security vulnerabilities. After a robbery attempt goes poorly, she begins to question whether she actually wants to pursue a life of crime.

Key Relationships

Mentee of Connie Johnson

Guest of Ibrahim Arif

Suzi is Danny's wife and Jason's sister. After enduring years of physical abuse, she finally reaches her breaking point, photographing her bruises and threatening her husband with a weapon to force him out of their house. She sends her son away to keep him safe from the fallout.

Key Relationships

Wife of Danny Lloyd

Sister of Jason Ritchie

Mother of Kendrick

Jason is Ron's son and a local celebrity boxer with ties to the criminal underworld. He is highly protective of his family and steps in immediately when he learns about the abuse his sister has suffered. He attempts to handle the violent situation himself without worrying his aging father.

Key Relationships

Brother of Suzi Lloyd

Uncle of Kendrick

Enemy of Danny Lloyd

Kendrick is the ten-year-old son of Suzi and Danny. He is acutely aware of the violence in his home despite his mother's attempts to hide it. He temporarily moves in with his grandfather Ron and uncle Jason to stay safe while the adults handle the threat posed by his father.

Key Relationships

Son of Suzi Lloyd

Son of Danny Lloyd

Grandson of Ron Ritchie

Nephew of Jason Ritchie

Lord Robert Townes is a former banker who inherited an estate that he can no longer afford to maintain. He is a client at the Compound and hopes that assisting Nick and Holly in liquidating their cryptocurrency fortune will earn him a commission large enough to save his property.

Key Relationships

Financial Advisor to Holly Lewis

Financial Advisor to Nick Silver

Davey is a former drug dealer who pioneered the local market years ago. He is a client at the Compound who originally paid Nick and Holly in Bitcoin for their services. He provides the Thursday Murder Club with crucial information about Holly's final movements.

Key Relationships

Former Associate of Holly Lewis

Jasper is a former spy and an old colleague of Elizabeth. He is a widower who lives in profound isolation, keeping gifts he dislikes simply out of habit. He assists Elizabeth by verifying the authenticity of photographs showing a car bomb.

Key Relationships

Former Colleague of Elizabeth Best

Befriended by Joyce Meadowcroft

Donna is a local police officer who frequently assists the Thursday Murder Club. She relies on her official position to run background checks and gather information for Elizabeth, though she occasionally questions the group's secretive methods.

Key Relationships

Girlfriend of Bogdan

Informant for Elizabeth Best

Bogdan is a resourceful man who frequently assists Elizabeth and Ron with tasks requiring physical presence or discretion. He shares a quiet, profound understanding of grief with Elizabeth following the death of her husband, Stephen.

Key Relationships

Boyfriend of Donna

Close Friend of Elizabeth Best

Bill is a security guard stationed at the Compound, the highly secure cold storage facility where Nick and Holly keep their assets. He remembers Ron from a labor strike in 1974 and agrees to show him the facility's security protocols.

Key Relationships

Acquaintance of Ron Ritchie

Pauline is Ron's girlfriend and a steady presence in his life. She provides him with emotional support and domestic companionship, helping him maintain his routines as he deals with family crises.

Key Relationships

Girlfriend of Ron Ritchie

Chris is Donna's partner on the police force. He handles standard police duties and questioning alongside Donna, maintaining a professional but friendly rapport with the Coopers Chase residents.

Key Relationships

Police Partner of Donna

Stephen is Elizabeth's late husband. Although he is deceased prior to the events of the story, his memory heavily influences Elizabeth's actions and emotional state. She continues to purchase goods from his favorite stores simply to feel close to him.

Key Relationships

Late Husband of Elizabeth Best

Gerry is Joyce's late husband and Joanna's father. His absence is keenly felt by both women during Joanna's wedding preparations, prompting them to lean on each other to handle their shared grief.

Key Relationships

Late Husband of Joyce Meadowcroft

Late Father of Joanna Meadowcroft

Jamie is Jill's husband, a man who moved his family to Manchester seeking a fresh start after acquiring multiple fraud convictions. He attempts to protect his wife from Elizabeth's investigation into a mysterious phone call.

Key Relationships

Husband of Jill Usher

Questioned by Elizabeth Best

Jill is a teacher and mother living in Manchester. Her phone number surfaces during the investigation into Holly's death, prompting the Thursday Murder Club to visit her home under false pretenses.

Key Relationships

Wife of Jamie Usher